Are you looking for a personal loan?
Here is some good news for you! Zincash Personal Loan offers instant loans of up to Rs.2 lakhs.
This can be done in minutes without any collateral or security deposit.
This is the perfect solution for those who need money quickly but don’t want to go through the hassle of filling out tedious paperwork and submitting it all over again to different banks.
Apply now and get your funds right away- it’s as simple as that!
Zincash Personal Loan Quick Recap
| Interest rate | 16% to 36% per annum |
| Loan Amount | Rs. 10,000 to 2 Lakh |
| Approval Process | Online |
| Loan Tenure | 180 days to 18 months |
| Age Required | 21 years or above |
| Processing Fees | 3% + GST |
| Eligible For | Salaried Person / Self Employed |
Also Read: Stashfin Personal Loan
What is Zincash?
ZinCash is an artificial intelligence-based software that gives you control. Various innovative methods to obtain a quick personal loan with low monthly payments.
It also makes it possible for loans to be sanctioned right away and disbursed in real-time. Developed by Zavron Finance Private Limited (a licensed and regulated NBFC) for fast disbursement of loan money with minimum paperwork, ZinCash is a secure and user-friendly application.
Benefits of Zincash Personal Loan
Minimum Documents: Apply for Zincash personal loan with minimum documentation and without any collateral.
A loan amount within a few hours: A loan of up to Rs.2 lakhs can be approved in just a few hours with Zincash Personal Loans. No waiting time is required for the processing procedure! Apply today and get your funds right away- it’s that simple!
No Security Deposit: You don’t need to invest your valuable assets such as gold or real estate to get the loans. With no paperwork involved, you may get your loan funds in as little as a few hours.
No guarantor Required: Unlike other personal loans, you don’t need any guarantor to take the loan.
Easy Eligibility: You can apply with Zincash Personal Loan even if you’re CIBIL score is less than 650 or bad credit history (defaults or arrears).
Lower Processing Charge: Pay minimum processing charges of just 3% of the loan amount with ZinCash Personal Loan.
Instant Approval: Get instant approval in minutes! Apply today and get your funds within 24 hours. We will not ask for any documents at this stage
Easy online application: Apply for personal loans on ZinCash by filling out an easy, quick, and short form, which will take only a few minutes of your time.
100% paperless: no paperwork or faxing required! With just basic details such as your name, age, and income, you can get a loan in just a few minutes!
Zincash Personal Loan Fees & Charges
Zincash personal loan charges are really low. See the given below charges structure:
| Interest rate | 16% to 36% per annum |
| Processing Fee | 3% + 18% GST |
| Late Payment Charge | Applicable |
Also Read: Kissht Personal Loan up to 1 lakh
Zincash Personal Loan Eligibility
To find out whether you qualify for a loan, let us know about your personal and professional circumstances. Check out the eligibility criteria:
- Your age falls anywhere between the ages of 21 and 60.
- It doesn’t matter if you work in the private, public, or government sector; you get your monthly salary in a bank account.
- You’ve been employed for a total of 2 years.
- You’ve been working for your present company for at least six months.
- A minimum of 15,000 Indian rupees is earned each month.
Documents Required for Zincash Loan
Personal loan for Salaried
- There is a 21-year-old age restriction.
- -Know Your Customer (KYC) documents (Aadhaar Card, PAN Card, etc.)
- pay statements for the last three months
- statements from your bank for the previous 6 months
Personal Loan for Self Employed
- Minimum age of 23 years is required.
- KYC Documents (Aadhaar Card, PAN Card, etc.)
- 3 years income tax return
- Last 6 months’ bank statements
Also Read: Navi Instant Personal Loan
How to Apply for Zincash Personal Loan
Follow the steps below to apply for a ZinCash Personal Loan:
Step 1 Install the Zincash app from Google Play Store.
Step 2 Enter your mobile no & verify through OTP.
Step 3 Submit your details and click on the Next button.
Step 4 Fill in your working details.
Step 5 Upload KYC documents & Bank statements.
Step 6 After verifying all the documents, Zincash shows your eligible loan amount.
If you have a healthy credit history, you will be eligible for a higher loan amount.
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