ZestMoney is a fast-growing fintech firm in India that specialized in consumer loans. Don’t need Credit Card to get a shopping loan.
You can get up to a 2 lakh credit limit through ZestMoney Shopping Loan.
Zestmoney Shopping Loan Quick Recap
| Credit Limit | Up to 2 lakh |
| Interest rate | 0% to 21% |
| Approval Process | Online |
| Repayment Tenure | 3 months to 18 months |
| Processing Fees | NIL |
| Eligible For | Self-employed/ Salaried/Student/Housewife |
What is ZestMoney?
ZestMoney is the top provider of digital finance solutions in India. It has established partnerships with registered banks and NBFCs to provide consumer loans. Currently, ZestMoney holding 11 million users in India.
ZestMoney Shopping Loan Benefits
Instant Approval: ZestMoney offering instant shopping loans to buy products. You will get a quick loan without giving income proof.
Zero Processing Charges: Don’t need to pay any processing charges. Apply for a ZestMoney shopping loan with zero process fees.
Online Process: This is a fully online process. You don’t need to go anywhere. Get this shopping loan from the ZestMoney app.
Long Tenure: ZestMoney giving flexible loan tenure. Repayment loan amount from 3 months to 18 months.
Higher Credit Limit: you can get up to a 2 lakh credit limit without income proof. ZestMoney offering a higher credit limit for shopping loans.
Without Cibil Score: Apply for ZestMoney shopping loan without Cibil score. If you have a lower or nil Cibil score, you can apply for this loan.
Minimum documents: Don’t need 5-10 documents to get this loan. If you have Pan Card & Aadhaar Card, you are eligible for this shopping loan.
Zestmoney Shopping Loan Fees & Charges
| Interest rate | 0% – 21% |
| Interest-Free Period | Up to 3 months |
| Processing fee | Nil |
| EMI Tenure | 3 months to 18 months |
Also Read: Flipkart Pay Later EMI
Eligible Criteria for ZestMoney Shopping Loan
Fulfill basic eligibility criteria for ZestMoney shopping loan.
- Age between 18 years to 65 years required
- You must be an Indian resident.
Documents Required for ZestMoney Loan
- Pan Card
- Aadhaar Card
- Bank Account
Also Read: Paytm Postpaid loan up to 60,000
Zestmoney Loan Credit Limit
| Credit Limit | Up to 2 lakh |
| EMI Tenure | 3 months to 18 months |
ZestMoney Shopping Merchant Partner
More than 1000 top e-commerce websites have collaborated with ZestMoney to provide services in fashion, electronics, healthcare, mobiles, luxury goods, and furnishings.
| MakeMyTrip | Boat |
| Amazon | Flipkart |
| Myntra | MI |
| Decathlon | Curefit |
| Uber | Simplilearn |
| Bombay Shaving Company | Titan |
| Royal Sundaram General Insurance | Sleepy Head |
Also Read: Flipkart Big Billon Day 2021
How to Apply for ZestMoney Shopping Loan
Follow the step by step process for ZestMoney shopping loan:
Step 1 Download the ZestMoney app from the play store & Install it.
Step 2 Fill out your information to sign up with ZestMoney and learn about your credit limit.
Step 3 To begin using your credit limit across Zestmoney’s 1000+ brands, upload your KYC and set up automated repayments.
Step 4 Visit a ZestMoney merchant partner and pay using your ZestMoney credit limit, which was provided to you by a ZestMoney loan partner.
How ZestMoney Loan Repayment Work
Users can set up NACH/eNACH to assist you to automate your regular repayments. Your monthly EMIs will be automatically sent from your bank account to ZestMoney on the due date.
This is a great method to make sure your EMIs are paid on time every time.
ZestMoney Shopping Loan Customer Care
Contact ZestMoney customer care for any queries.
Customer Care Number: 6269000097 (Call at Working Days)
Email Id: you can send mail to [email protected] for any queries.
Also Read: LazyPay Perosnal Loan upto 1 lakh
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