Ujjwal EMI Card Apply: Get Instant Approval (100%)

The Home Credit Ujjwal, a Pre-approved EMI Card, was introduced by Home Credit India Finance Pvt Ltd.

Home Credit is a loan provider NBFC company that recently launched Ujjwal EMI Card. Use this card for online or offline shopping.

Ujjwal EMI Card is offering up to Rs. 50,000 credit limit.

Ujjwal EMI Card Quick Recap

Basic Components Card Details
Credit LimitUp to Rs. 50,000
Age Criteria18 years to 65 years
Joining FeesUp to Rs. 549/-
Annual ChargesRs. 99/-
Rewards Points5% Cashback
EligibleSalaried or Self-employed or Pensioner

What is Ujjwal EMI Card?

Home Credit India Finance Pvt Ltd is a wholly-owned subsidiary of a well-known international lender. Consumers can expect fast and easy loans using the Home Credit Ujjwal Card from this business.

Purchase smartphones or household appliances on low monthly payments with the Ujjwal EMI Card.

Also Read: Home Credit instant loan 

Benefits of Ujjwal EMI Card

Instant Approval: Ujjwal Card is an instant approval, EMI Card. Don’t need to wait too much. You will get an approval message within 1 day.

Minimum Documents: Apply for Ujjwal EMI Card with 2 documents. Just need Aadhaar Card and Pan Card.

Pre-approved credit limit: You will be given Rs.50 000/- as a pre-approved limit.

No foreclosure fees:  No further fees will be charged to foreclose on the debt.

Repayments are simple: Purchase any goods with your Home Credit Ujjwal Card and pay in convenient monthly instalments.

Ujjwal EMI Card Fees & Charges

Joining FeesUp to Rs. 549/-
Annual MembershipRs. 99/- (In-active member) Don’t need to pay for active member
Late Payment FeesPay dues within 5 days of EMI date to avoid Late Fees.
Also Read: Uni 1/3 Card Apply

Ujjwal EMI Card Eligibility

You need to follow the essential eligibility criteria to apply for Ujjwal EMI Card.

  • The applicable age should be from 18 to 65 years.
  • Applicable for Employed, Self- Employed and Retiree person.
  • An active bank account is required.
  • Minimum 90-day gap between home credit loan applications.

Required Documents for Ujjal EMI Card

  1. Aadhaar Card
  2. Pan Card
  3. Bank Account
Also Read: Cashe Personal loan upto 4 lakh

Uses of Ujjwal EMI Card

You can use the Ujjwal EMI card in different categories:

  • Online Shopping
  • Offline Shopping
  • Buy Flipkart Products
  • Amazon Shopping
  • Smartphone Buy
  • Household Products

How to Apply for Ujjwal EMI Card

Applying for the Ujjwal (EMI) Card using the Home Credit Mobile App is simple. Just follow the basic steps to apply:

Step 1 Go to the Google Play Store and download the ‘Home Credit India’ App.

Step 2 Go to ‘Register and Apply’ and click on it.

Step 3 Fill out the online application form to the best of your ability.

Step 4 To complete KYC, go to a Home Credit Partner store.

After completing KYC verification, you will get the credit limit. Convert this credit limit to EMI. Pay EMI on the due date to avoid late fees.

Ujjwal EMI Card Customer Care

Contract Ujjwal EMI Card for any queries.

You can connect with Ujjwal Card customer care to this number 0124 662 8888 for any payment related issue.

Also Read: How to start Bitcoin trading

FAQs of Ujjwal EMI Card

Leave a Reply

x