The Home Credit Ujjwal, a Pre-approved EMI Card, was introduced by Home Credit India Finance Pvt Ltd.
Home Credit is a loan provider NBFC company that recently launched Ujjwal EMI Card. Use this card for online or offline shopping.
Ujjwal EMI Card is offering up to Rs. 50,000 credit limit.
Ujjwal EMI Card Quick Recap
| Basic Components | Card Details |
| Credit Limit | Up to Rs. 50,000 |
| Age Criteria | 18 years to 65 years |
| Joining Fees | Up to Rs. 549/- |
| Annual Charges | Rs. 99/- |
| Rewards Points | 5% Cashback |
| Eligible | Salaried or Self-employed or Pensioner |
What is Ujjwal EMI Card?
Home Credit India Finance Pvt Ltd is a wholly-owned subsidiary of a well-known international lender. Consumers can expect fast and easy loans using the Home Credit Ujjwal Card from this business.
Purchase smartphones or household appliances on low monthly payments with the Ujjwal EMI Card.
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Benefits of Ujjwal EMI Card
Instant Approval: Ujjwal Card is an instant approval, EMI Card. Don’t need to wait too much. You will get an approval message within 1 day.
Minimum Documents: Apply for Ujjwal EMI Card with 2 documents. Just need Aadhaar Card and Pan Card.
Pre-approved credit limit: You will be given Rs.50 000/- as a pre-approved limit.
No foreclosure fees: No further fees will be charged to foreclose on the debt.
Repayments are simple: Purchase any goods with your Home Credit Ujjwal Card and pay in convenient monthly installments.
Ujjwal EMI Card Fees & Charges
| Joining Fees | Up to Rs. 549/- |
| Annual Membership | Rs. 99/- (In-active member) Don’t need to pay for active member |
| Late Payment Fees | Pay dues within 5 days of the EMI date to Avoid Late Fees. |
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Ujjwal EMI Card Eligibility
You need to follow the essential eligibility criteria to apply for Ujjwal EMI Card.
- The applicable age should be from 18 to 65 years.
- Applicable for Employed, Self-Employed, and Retiree person.
- An active bank account is required.
- Minimum 90-day gap between home credit loan applications.
Required Documents for Ujjal EMI Card
- Aadhaar Card
- Pan Card
- Bank Account
Also Read: Cashe Personal loan upto 4 lakh
Uses of Ujjwal EMI Card
You can use the Ujjwal EMI card in different categories:
- Online Shopping
- Offline Shopping
- Buy Flipkart Products
- Amazon Shopping
- Smartphone Buy
- Household Products
How to Apply for Ujjwal EMI Card
Applying for the Ujjwal (EMI) Card using the Home Credit Mobile App is simple. Just follow the basic steps to apply:
Step 1 Go to the Google Play Store and download the ‘Home Credit India’ App.
Step 2 Go to ‘Register and Apply’ and click on it.
Step 3 Fill out the online application form to the best of your ability.
Step 4 To complete KYC, go to a Home Credit Partner store.
After completing KYC verification, you will get the credit limit. Convert this credit limit to EMI. Pay EMI on the due date to avoid late fees.
Ujjwal EMI Card Customer Care
Contract Ujjwal EMI Card for any queries.
You can connect with Ujjwal Card customer care at this number 0124 662 8888 for any payment-related issue.
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