Truecaller, a popular caller identification app offering instant personal loans from Rs. 10,000 to 5 lakh. Apply for a Truecaller loan with basic documents and get instant approval.
Check eligibility, basic criteria & how to apply for a Truecaller loan.
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Truecaller Loan Quick Recap
| Interest rate | 16% per annum |
| Loan Amount | From 10,000 to 5 lakh |
| Credit Score | Minimum 650 or above |
| Loan Tenure | From 3 months to 36 months |
| Eligibility Age | 18 years or above |
| Income Required | Rs. 15,000/- Per month |
| Processing Fees | Charged Dynamically |
| Eligible For | Self-Employed/ Salaried Person |
Also Read: Best Instant Loan Apps for Self Employed
What is Truecaller Loan?
A caller identification app Truecaller provides instant loans to Indian customers. This lender takes a 16% interest rate per annum.
You can get an instant loan From Rs. 10,000 to 5 lakh through Truecallar.
Truecaller Loan Benefits & Features
Instant Approval: Don’t wait for 3 to 5 days to get the loan. Truecaller offers instant personal loans to borrowers.
Flexible Loan Tenure: Choose flexible loan tenure to repay your loan amount. You can choose From 3 months to 36 months to pay the loan.
Paperless Process: No need to submit any hard copy. You can upload the entire document through the Truecaller app.
No Late Fees: Truecaller does not take any late payment fees from borrowers.
Low-Interest Rate: Truecaller loan is available with a low-interest rate. Pay an interest rate of 16% per annum for the approved loan amount.
Quick Disburse: It’s taking 24 hours to get the money to your bank account. Truecaller provides a quick loan disbursement facility.
Also Read: MoneyTap Instant Loan up to 5 lakh
Truecaller Loan Interest Rate, Charges & Fees
| Interest rate | 16% per annum |
| Late Payment Charges | Nil |
| Processing fee | Charged Dynamically |
| Pre-closure Charges | Nil |
| Minimum Loan Tenure | 3 months |
| Maximum Loan Tenure | 36 months |
Truecaller Loan Eligibility Criteria
- You must be at least 18 years old.
- The minimum salary required for non-metro cities is Rs. 15,000 per month and for Mumbai/ Delhi/NCR cities monthly salary required Rs. 30,000 and for other metro cities minimum monthly salary required Rs. 20,000.
- The minimum cibil score required is 650 or above.
- Good credit history is required.
Documents Needed for Truecaller Personal Loan
- Pan Card
- Aadhaar Card
- Recent 3-month Salary Slip
- Bank Account Statement
- Gas Bill/ Electricity Bill/ Rent Agreement
Also Read: Kreditbee Personal loan up to 2 lakh
Loan Amount Available From Truecaller
Truecaller provides From Rs. 10,000 to 5 lakh loan amount. If you maintain good credit history, you will eligible for a higher loan amount.
Uses of Truecaller Instant Loan
Use Truecaller instant loan in different categories:
- Personal Expenses
- Wedding Cost Expenses
- Online Shopping
- Buy Others Products
- Pay House Rent
How to Apply for Truecaller Loan
Apply for a Truecaller loan from your smartphone. Just follow the basic steps to apply for a loan.
Step 1 Install the Truecaller app from the play store.
Step 2 Register with your bank-linked mobile number. Click on Get start.
Step 3 Now go to the Truecaller app banking section & register your bank details with Truecaller and create your UPI address.
Step 4 Select your existing bank account and give your bank-linked mobile number to create a UPI address.
Step 5 Now go to the Payment section & you can apply for a Truecaller loan. Simply click on the I am interested tab.
Step 6 Click on the Next tab to start the process.
Step 7 Give your Email mail, Pan no & basic details.
Step 8 After filling up all the details, Truecaller will verify credit history, location & other details.
After the verification process, Truecaller offers you a loan amount if you fulfill all the criteria.
If you are eligible for a loan, you need to upload a Salary slip & bank account statement to get the loan. After all the processes, Truecaller sends the eligible loan amounts to your existing bank account.
Also Read: Lendbox Instant Loan
Truecaller Loan Customer Care Number
Contact Truecaller customer care for any queries.
Email ID: you can send an email for any grievances to their official id: [email protected].
Submit Ticket: You can send a direct message through the Truecaller website.
Click to send a message: https://support.truecaller.com/support/tickets/new
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