Payday loans are a convenient and easily available source of short-term funding. They aid in providing customers with short-term cash enhancements all around the nation. Lending restrictions and specific economic requirements may make it difficult to get a payday loan without a credit check, but there are still a few lenders that can do it fast and easily.
After verifying that the top online payday loans are really available in the United States with no credit check and quick approval, this article will then go on to analyze the top 5 lending companies currently available.
In this article, we will discuss the top 5 online lenders for instant payday loans of up to $5000.
Top 5 Instant Payday Loan Online
1. Green Dollar
We chose Green Dollar Loans since their online payday loan application was simple and they provided rapid funding. Green Dollar Loans has made it possible for everyone to apply for a payday loan online in record time. Loan amounts range from $100 to $5,000, and the payback period may be as long as 24 months, all of which can be requested in a single, easy online application.
Using Green Dollar Loans doesn’t cost you a penny, and you’re under no obligation to take the loans that are made available to you. Green Dollar Loans’ interest rates are competitive, maximum out at 35.99% APR at the highest.
| Interest rate | 5.99% – 35.99% APR |
| Loan Amount | $100 – $5000 |
| Approval Process | Online |
| Loan Tenure | 3 months to 24 months |
| Eligibility Age | 18 years |
| Credit Check | No |
| Minimum Earning Required | $1000 per month |
Also Read: Instant Loan Apps in USA
2. Viva Payday Loans
When it comes to payday loan companies, Viva Payday Loans is at the front of the pack. Viva Payday Loans is a brand new online marketplace with the goal of matching borrowers and lenders in an efficient and paperless manner.
Viva Payday Loans provides short-term unsecured loans with an annual percentage rate (APR) of 5.99% to 35.99% and no faxing or phone calls are required. There are no hidden fees or charges to use the site, and funding levels may be anything from $100 to $5,000.
Borrowing structures can be tailored to your specific monetary situation thanks to Viva Payday Loans’ flexible repayment terms, which range from 2 months to 24 months.
| Interest rate | 5.99% – 35.99% APR |
| Loan Amount | $100 – $5000 |
| Approval Process | Online |
| Loan Tenure | 2 months to 24 months |
| Eligibility Age | 18 years |
| Credit Check | No |
| Minimum Earning Required | $1000 per month |
3. Big Buck Loans
Big Buck Loans is an online service that brokers relationships between borrowers and lenders. The website is simple to use and has a large number of lending options. Instantaneous approval payday loans range from $100 to $5000, with payback periods of 3 to 24 months.
In just a few short minutes after submitting an online application, an answer will be sent. The annual percentage rates (APRs) for these loans may be anything from 5.99% to 35.99%.
| Interest rate | 5.99% – 35.99% APR |
| Loan Amount | $100 – $5000 |
| Approval Process | Online |
| Loan Tenure | 3 months to 24 months |
| Eligibility Age | 18 years |
| Credit Check | No |
| Minimum Earning Required | $1000 per month |
Also Read: How to get Urgent Loan in USA
4. Low Credit Finance
Although applying for a loan with terrible credit may seem impossible, with Low Credit Finance’s online payday loans instant guaranteed low credit, you have every reason to expect that your application will be accepted. Internet lending services are not simply a safety net. Because of the simplicity of the application process and the speed with which the funds are disbursed, several borrowers choose 100 % perfect guaranteed immediate payday loans.
This is when the advantages of Low Credit Finance really come into play. Loan amounts can be anything from $100 and $5000, and the application procedure is quick. Guaranteed online payday loans have an annual percentage rate (APR) of between 5.99% and 35.99%.
| Interest rate | 5.99% – 35.99% APR |
| Loan Amount | $100 – $5000 |
| Approval Process | Online |
| Loan Tenure | 3 months to 24 months |
| Eligibility Age | 18 years |
| Credit Check | No |
| Minimum Earning Required | $1000 per month |
5. Very Merry Loans
Very Merry Loans is an online marketplace for payday loans, connecting lenders and borrowers. Very Merry Loans helps ensure the procedure is cost-effective by not collecting any registration costs, even if APRs may vary from lender to lender.
In addition to providing access to loans of up to $2,000, certain participating lenders on Very Merry Loans also provide the option of same-day disbursement of funds. The platform also has a dedicated customer support staff that is accessible at all hours, Monday through Sunday. To finish it all off, Very Merry Loans provides payback terms of up to a year.
| Interest rate | 5.99% – 35.99% APR |
| Loan Amount | $100 – $2000 |
| Approval Process | Online |
| Loan Tenure | 2 months- 12 months |
| Eligibility Age | 18 years |
| Credit Check | No |
| Minimum Earning Required | $1000 per month |
Also Read: 5 Easy Way Manage Payday Loan
Eligibility Required For Instant Payday Loan
- The minimum age requirement is 18.
- You need to be making at least $1,000 per month to qualify.
- You must be able to prove that you are either a lawful resident of the United States or a citizen.
- Use a checking or savings account that allows direct deposits.
- Required Valid ID Proof.
Online Payday Loans: How to Apply
It simply takes four easy actions and a few minutes to apply for a modest payday loan online.
Step 1: Decide how much money you want
The loan amount and repayment period may be easily customized using the site’s intuitive sliders and drop-down menus.
Step 2: Fill Out an Application
Now comes the time to fill out an application. If you carefully follow the on-screen instructions, you may finish it in only a few minutes. When you’re ready, click the “submit” button.
Step 3: Patiently await a response to your application
The maximum amount of time you will have to wait for a response to your loan application is two minutes. If you’re still interested in proceeding with the loan, just click “Transfer to Lender” and finish out the application there. A loan agreement will be sent to you by the lender throughout the setup process for review and signature.
Step 4: Get the Loan Amount
If you want your loan payment approved, the lender will need to see your signed loan contract once you’ve read it and sent it to them. Return the signed agreement and wait for the money to arrive in about an hour.
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