StashFin offers personal loans up to Rs. 5 lakh starting from sums as little as Rs. 1000, guaranteeing that various financial requirements of an individual, large or small, are met without any hassle. If you’re employed, you may use a StashFin Personal Loan to pay for things like home renovations, vacations, consumer durables, debt reduction, and other small purchases.
Stashfin personal loan applies & gets instant loan up to 5 Lakh.
Stashfin Personal Loan Quick Recap
|Interest rate||Starting from 11.99% p.a.|
|Loan Amount||1,000 to 5 lakh|
|Income Required||Rs. 20,000 per month|
|Loan Tenure||3 months to 36 months|
|Eligible Age||18 years & above|
|Processing Fees||Up to 10% of Loan|
|Eligible For||Salaried Persona & Self Employed|
Also Read: MoneyTap Instant Loan
Stashfin Personal Loan Features & Benefits
Higher Loan Amount: StashFin’s loan amount ranges from Rs. 1000 to Rs. 5 lakh, making it flexible enough to meet a wide range of personal demands.
Minimum Documents: StashFin Personal Loan simply requires a few pieces of documentation, which are collected at your place of business or residence at your leisure.
Flexible Repayment Tenure: The term of a StashFin Personal Loan can range from 3 months to 3 years, depending on your repayment capabilities and convenience.
Instant Approval: Applying for a loan may be done online, making it a convenient procedure with instant approval and disbursement.
Fully Digital: StashFin provides fully digital loans. You can apply for a loan from home without going anywhere.
Affordable Interest Rate: The interest rate starts from 11.99% which is lower than other lenders. Different types of interest rates offering on different loans through StashFin.
Stashfin Personal Loan Fees & Charges
|Interest rate||11.99% to 59.99% p.a.|
|Processing fee||Up to 10% of Loan|
|Bounce Charges||Rs. 500/-|
|EMI Tenure||3 months to 36 months|
Also Read: Kissht instant shopping loan
StashFin Loan Eligibility Criteria
- Require a minimum Cibil score of 650.
- Age required minimum of 18 years.
- You should be a monthly income source.
Documents Required for StashFin Personal Loan
You need to fulfill the following documents for the StashFin personal loan application:
- Pan Card
- Aadhaar Card
- Bank Account
- 3 Month Salary Slip for Salaried Person
- 6 months Bank Statements
- Income Tax File & Trade License for Self Employed person
Also Read: Instant Personal Loan at 12000 Salary
Types of StashFin Person Loan
- Marriage Loan
- Shopping Loan
- Education Loan
- Personal Loan
- Travel Loan
- Home Renovation Loan
- Consumer Loan
StashFin Top-Up Loan
Those who already have personal loans with StashFin can get a top-up loan after paying off half of their EMIs, or after completing half of the loan’s term.
See the steps to apply for a StashFin personal loan top-up:
- Log in to your StashFin account if you have not done so before.
- To apply for a top-up loan, click ‘I wish to apply for one.
- Logging in with your username and password will take you to the next step.
Also Read: Kreditbee Personal Loan
How to Apply for StashFin Personal Loan
Follow the step-by-step process for StashFin personal loan applies:
Step 1 Download the StashFin app from the Google play store.
Step 2 Complete registration processes through Email Id & Mobile number.
Step 3 After logging in Go to the Profile section & complete all the steps.
Step 4 Now you will see a loan offer from StashFin.
Step 5 You have to start from BronzeLite and then go to the next level.
Step 6 Increase your loan amount through E-KYC. Click on the E-KYC tab and give Aadhaar details and verify through Aadhaar OTP.
After filling in all the criteria, you can increase the loan amount.