You may make a purchase on PostPe Card, which is owned by BharatPe, and schedule a future payment for it. The PostPe app, available on both iOS and Android, serves as the service’s application. Applying is a breeze, and the interface is straightforward.
You may receive a virtual credit card with a limit of up to Rs.10 lakh and use it to make transactions online. The app also serves as a convenient place to review your financial transactions.
Postpe Card Quick Recap
| Interest rate | 0% |
| Credit Limit | Up to Rs. 15 lakh |
| EMI Facility | Available |
| Approval Process | Online |
| Interest-Free | 30 days |
| Eligibility Age | 18 years or above |
| Processing Fees | NIL |
| Eligible for | Self-Employed / Salaried Person / Student / HouseWife |
What is Postpe Card?
postpe is the one and only buying and payment site you’ll ever need since it allows you to buy everything from grocery items to mobile phones today and pay for them next month. In doing so, one may achieve more independence from financial constraints and improve their ability to monitor their monthly expenditures. You may convert your bill into affordable EMIs and get a 30-day interest-free credit.
Also Read: Best Axis Bank Credit Cards
Benefits of Postpe Card
Higher Credit Limit: A credit ceiling of up to 10 lakh rupees is available to you, and you have the option to make use of it. Having said that, the credit limit that you will be able to benefit from will also be determined by your credit score.
Easy Payment Process: You may use the PostPe feature to make payments both online and offline. This functionality allows you to pay both online and offline. The utilization of this feature is totally and completely free of charge.
EMI Facility: After making a purchase with PostPe, you will have the option to pay down the whole cost of the transaction with simple monthly installments (EMIs).
Personalized dashboard: The PostPe app provides you with a customized dashboard that enables you to monitor and manage your PostPe account as well as examine any purchases you have made using the app.
Fund Transfer: You may also use the app to transfer money to other bank accounts. This functionality is available to you.
Zero Interest: If the payment is made within 30 days, all users will have the full amount of their Postpe card credited to their account with no interest charged.
Postpe Card Fee & Charges
| Interest rate | Applicable |
| Processing fee | Nil |
| Cash Back | Up to 5% |
| Outstanding Charges | Applicable |
| Credit Limit Tenure | 30 days |
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Postpe Card Eligibility
- You must be at least 18 years old to apply.
- The person applying must have Indian origins.
- Cibil track needs to be there.
Documents Required for Postpe Card
- Aadhaar Card
- Pan Card
- A bank account that works
Also Read: Dhani One Freedom Card
How to Apply for Postpe Card
1. Download the Postpe Card app by visiting the Play Store for Android or the App Store for iOS devices.
2. Choose “Get Going” from the menu.
3. Authorize the app to do what it needs to do.
4. Enter your cell phone number or use your WhatsApp account to sign in. Your PAN Card information is required.
5. Only users older than 18 will be allowed to sign up for an account and use the app.
6 Your PAN information is also used to monitor your CIBIL score, which is used to establish your credit limit.
You are free to use the credit line for anything you choose. No interest or other fees will be applied. However, you must complete the EMI payment within the specified time frame.
Postpe Card Customer Care
Customers may reach the company at 8116665252 with any questions. For further correspondence, please email [email protected] for assistance with your Postpe card.
They will respond to your concerns as quickly as they can.
Also Read: LIC Credit Card
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