Personal Loan Apply

These days getting up to 50 lakh loans is not a tough job. You can get up to 50 lakh personal loans easily.

What is Personal Loan?

A personal loan is one that you can get depending on your credit score and income. Because no collateral is usually required to get a personal loan, it is referred to as an unsecured loan.

Get a personal loan within 48 hours for medical expenses, home renovation, or personal use. Also, use getloanoffer’s personal loan EMI calculator.

Learn how to get an instant personal loan & eligibility. Just a few steps away.

Personal Loan Details

• Loan Amount: Up to 50 Lakh
• Interest Rate: 8% to 30%
• Loan Tenure: Up to 10 years
• Processing Charge: 3% – 5% of the loan amount (Depend on the Bank)

Personal Loan Eligibility

Criteria	Salaried Person	Self Employed
Age	21 years to 58 years	22 years to 55 years
Net Monthly Income	Rs. 15000	Rs.20000
Cibil Score	Above 700	Above 700
Minimum Loan Amount	Rs. 50000	Rs.50000
Maximum Loan Amount	Rs. 25 lakh	Rs. 30 lakh

Documents Required for Personal Loan

Salaried Person	Self Person
3 Month Salary Slip	2-year Income Tax File
6 Month Bank Statement	6 Month Bank Statement
Pan Card	Pan Card
Aadhaar Card, Voter Card	Aadhaar Card, Voter Card
Current Electricity Bill	Current Electricity Bill
———-	2-year Trade Licence

Documents Required for Personal Loan (NRI Customer)

• Copy of your Passport 
• Visa Copy 
• Your official Email ID 
• 6 Month Bank Statements 
• Salary slips 
• Last six months’ NRO/NRE bank statements
• Identification, resident, income, and assets proof
• Photographs of yourself and the guarantors taken recently in passport size

Personal Loan EMI Calculator

Calculate your EMI in advance using Getloanoffer’s personal loan EMI calculator to better plan and manage your budget. You may use a personal loan calculator to check your loan eligibility and compare loans from different institutions.

All you have to do now is fill out the loan application, which includes the loan amount, interest rate, term, and processing fee.

How to increase the chance of getting a Personal Loan quickly?

Maintain Credit history: Always try to maintain credit history on time. If you pay EMI on time, your credit history improves automatically. 

Don’t Borrow Unnecessary: This day easily you can get a loan on products or instant loans from apps. But, don’t borrow too much amount. If the bank sees you are already active with too many borrowers, the bank not going to give you a loan.  

Maintain Bank Statement: Maintain your bank statement healthy. Bank will see your account transaction before giving a loan. It’s better to shift your transaction online through Paytm of phone pay. 

Apply For Personal Loan