Paytm postpaid is another type of loan that is available from the Paytm app. You can get a Paytm postpaid loan up to Rs. 60,000 for 30 days.
Use your Paytm Postpaid amount to pay movie tickets, pay mobile, DTH & electricity bills, as well as shop online.
This is a fully paperless process. That means you don’t need to go anywhere. You can apply from home.
Paytm Postpaid Loan Quick Recap
|Interest rate||0% Interest Rate up to 30 days|
|Loan Amount||Up to Rs. 60,000/-|
|Loan Tenure||30 days|
|Eligibility Age||18 to 65 years|
|Who Can Apply||Self Employed/ Salaried Person/ Student/ House Wife|
What is Paytm Postpaid?
Paytm Postpaid is an online-based loan. Paytm offering up to 60,000 loans for Paytm users. You can get this loan for 30 days with 0% interest-free.
You can use this loan amount to pay electricity bills, rent, recharge mobile, travel expenses & more.
Paytm Postpaid Loan Benefits & Features
100% Digital: Paytm offering up to 60,000 loans for Paytm users. This is a fully digital process. Using the Paytm app, you can apply.
Minimum Documents Required: You don’t need huge documents to get the loan amount. Only the Aadhaar card & pan card is enough to get the Paytm postpaid loan.
Zero Interest Rate: You can access Paytm pay later loan with a 0% interest rate. You don’t need to pay any interest rate for up to 30 days.
Instant Process: Get this loan amount within 30 min. It is an instant loan processing feature.
Accept Anywhere: Paytm Postpaid Loan amount can be access to pay for your emergency needs. You can use this loan amount through an online payment.
Paytm PostPaid Loan Interest Rate & Fees
|Interest rate||0% Interest-free up to 30 days|
|Maximum Loan Tenure||30 days|
Paytm Postpaid Late Fee Charges
If you fail to pay the due amount within 30 days, Paytm charges up to Rs. 500. See the late fees charges table:
|Due amount||Late fees Charges|
|Up to Rs. 100||0|
|Rs. 101 to 250||10|
|251 to 500||25|
|501 to 1000||50|
|1001 to 2000||100|
|2001 to 5000||250|
|More than 5000||500|
Paytm Postpaid Loan Eligibility Criteria
- You should be Indian.
- The applicant must be at least 18 years old.
- No Cibil score needs. But If you have a good cibil score, you will get a higher loan amount.
- Need a SmartPhone
- Personal Mobile Number
- Paytm Number is connected to a bank account.
Needed Documents for Paytm Loan
- Aadhaar Card
- Pan Card
- Bank Account Number
How Much Loan Amount Paytm Provides
Paytm offering up to Rs. 60,000 postpaid loan. If you have a good credit history, you will get a higher amount of loan.
Where to Use Paytm Postpaid Loan
- Electricity Bill Payment
- Mobile Recharge
- Online Shopping
- Medical Expenses
- Travel Expenses
- Buy Movie Ticket
- Pay Rent
- Cab Payment
- Gas Bill Payment
- Buy Petrol
- Train Ticket Book
- Bus Ticket Booking
How to Apply for Paytm Postpaid Loan
Follow the step by step instructions to get the loan amount:
Step 1 Install the Paytm app from the Play store.
Step 2 Open the Paytm app & click on All Service.
Step 3 Search Paytm Postpaid and open it.
Step 4 Give Pan Card details, Date of birth & Email address. Then, choose the processed button.
Step 5 Take your Selfie & Paytm will review your credit history.
Step 6 Verify your mobile number through OTP & click on the processed button.
Step 7 After verify, Paytm gives you the postpaid loan amount. Activate it.
Step 8 After Activate, you will see your Paytm postpaid loan amount on the Paytm Postpaid tab.
Now you can use this amount anywhere.
Paytm Customer Care Number
Email Id: [email protected]
Toll-Free Customer Care No: 18001038181/ 01204456456