Paytm postpaid is another type of loan that is available from the Paytm app. You can get a Paytm postpaid loan or pay later loan up to Rs. 60,000 for 30 days.
Use your Paytm Postpaid amount to pay movie tickets, pay mobile, DTH & electricity bills, as well as shop online.
This is a fully paperless process. That means you don’t need to go anywhere. You can apply from home.
Paytm Postpaid Loan Quick Recap
|Interest rate||0% Interest Rate up to 30 days|
|Loan Amount||Up to Rs. 60,000/-|
|Loan Tenure||30 days|
|Eligibility Age||18 to 65 years|
|Who Can Apply||Self-Employed/ Salaried Person/ Student/HouseWife|
Also Read: Mobikwik Zip Pay Later
What is Paytm Postpaid?
Paytm Postpaid is an online-based loan. Paytm offers up to 60,000 loans for Paytm users. You can get this loan for 30 days with 0% interest-free.
You can use this loan amount to pay electricity bills, rent, recharge your mobile, travel expenses & more.
Paytm Postpaid Loan Benefits & Features
100% Digital: Paytm offers up to 60,000 loans for Paytm users. This is a fully digital process. Using the Paytm app, you can apply.
Minimum Documents Required: You don’t need huge documents to get the loan amount. Only the Aadhaar card & pan card is enough to get the Paytm postpaid loan.
Zero Interest Rate: You can access a Paytm pay later loan with a 0% interest rate. You don’t need to pay any interest rate for up to 30 days.
Instant Process: Get this loan amount within 30 min. It is an instant loan processing feature.
Accept Anywhere: Paytm Postpaid Loan amount can be accessed to pay for your emergency needs. You can use this loan amount through an online payment.
Paytm PostPaid Loan Interest Rate & Fees
|Interest rate||0% Interest-free up to 30 days|
|Maximum Loan Tenure||30 days|
Also Read: Top 5 Instant Loan App in India
Paytm Postpaid Late Fee Charges
If you fail to pay the due amount within 30 days, Paytm charges up to Rs. 500. See the late fees charges table:
|Due amount||Late fees Charges|
|Up to Rs. 100||0|
|Rs. 101 to 250||10|
|251 to 500||25|
|501 to 1000||50|
|1001 to 2000||100|
|2001 to 5000||250|
|More than 5000||500|
Paytm Postpaid Loan Eligibility Criteria
- You should be Indian.
- The applicant must be at least 18 years old.
- No Cibil score needs. But If you have a good cibil score, you will get a higher loan amount.
- Need a SmartPhone
- Personal Mobile Number
- Paytm Number is connected to a bank account.
Also Read: Freecharge Pay Later Loan
Needed Documents for Paytm Loan
- Aadhaar Card
- Pan Card
- Bank Account Number
How Much Loan Amount Paytm Provides
Paytm offers up to Rs. 60,000 postpaid loans. If you have a good credit history, you will get a higher amount of loan.
Where to Use Paytm Postpaid Loan
- Electricity Bill Payment
- Mobile Recharge
- Online Shopping
- Medical Expenses
- Travel Expenses
- Buy Movie Ticket
- Pay Rent
- Cab Payment
- Gas Bill Payment
- Buy Petrol
- Train Ticket Book
- Bus Ticket Booking
Also Read: ZestMoney Shopping Loan
How to Apply for Paytm Postpaid Loan
Follow the step-by-step instructions to get the loan amount:
Step 1 Install the Paytm app from the Play store.
Step 2 Open the Paytm app & click on All Service.
Step 3 Search Paytm Postpaid and open it.
Step 4 Give Pan Card details, Date of birth & Email address. Then, choose the processed button.
Step 5 Take your Selfie & Paytm will review your credit history.
Step 6 Verify your mobile number through OTP & click on the processed button.
Step 7 After verifying, Paytm gives you the postpaid loan amount. Activate it.
Step 8 After activating, you will see your Paytm postpaid loan amount on the Paytm Postpaid tab.
Now you can use this amount anywhere.
Also Read: Flipkart Pay Later
Paytm Customer Care Number
Email Id: [email protected]
Toll-Free Customer Care No: 18001038181/ 01204456456
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