Paytm Postpaid Loan: Get Up to @ 60,000 Loan

Paytm postpaid is another type of loan that is available from the Paytm app. You can get a Paytm postpaid loan or pay later loan up to Rs. 60,000 for 30 days.

Use your Paytm Postpaid amount to pay movie tickets, pay mobile, DTH & electricity bills, as well as shop online.

This is a fully paperless process. That means you don’t need to go anywhere. You can apply from home.

Paytm Postpaid Loan Quick Recap

Interest rate0% Interest Rate up to 30 days
Loan AmountUp to Rs. 60,000/-
Approval ProcessOnline
Loan Tenure30 days
Eligibility Age18 to 65 years
Processing FeesNIL
Who Can ApplySelf-Employed/ Salaried Person/ Student/HouseWife

Also Read: Mobikwik Zip Pay Later

What is Paytm Postpaid?

Paytm Postpaid is an online-based loan. Paytm offers up to 60,000 loans for Paytm users. You can get this loan for 30 days with 0% interest-free.

You can use this loan amount to pay electricity bills, rent, recharge your mobile, travel expenses & more.

Paytm Postpaid Loan Benefits & Features

100% Digital: Paytm offers up to 60,000 loans for Paytm users. This is a fully digital process. Using the Paytm app, you can apply.

Minimum Documents Required: You don’t need huge documents to get the loan amount. Only the Aadhaar card & pan card is enough to get the Paytm postpaid loan.

Zero Interest Rate: You can access a Paytm pay later loan with a 0% interest rate. You don’t need to pay any interest rate for up to 30 days.

Instant Process: Get this loan amount within 30 min. It is an instant loan processing feature.

Accept Anywhere: Paytm Postpaid Loan amount can be accessed to pay for your emergency needs. You can use this loan amount through an online payment.

Paytm PostPaid Loan Interest Rate & Fees

Interest rate0% Interest-free up to 30 days
Processing fee Nil
Maximum Loan Tenure30 days
Also Read: Top 5 Instant Loan App in India

Paytm Postpaid Late Fee Charges

If you fail to pay the due amount within 30 days, Paytm charges up to Rs. 500. See the late fees charges table:

Due amountLate fees Charges
Up to Rs. 1000
Rs. 101 to 25010
251 to 50025
501 to 100050
1001 to 2000100
2001 to 5000250
More than 5000500

Paytm Postpaid Loan Eligibility Criteria

  • You should be Indian.
  • The applicant must be at least 18 years old.
  • No Cibil score needs. But If you have a good cibil score, you will get a higher loan amount. 
  • Need a SmartPhone 
  • Personal Mobile Number
  • Paytm Number is connected to a bank account.
Also Read: Freecharge Pay Later Loan

Needed Documents for Paytm Loan

  1. Aadhaar Card
  2. Pan Card
  3. Bank Account Number

How Much Loan Amount Paytm Provides 

Paytm offers up to Rs. 60,000 postpaid loans. If you have a good credit history, you will get a higher amount of loan. 

Where to Use Paytm Postpaid Loan 

  • Electricity Bill Payment
  • Mobile Recharge
  • Online Shopping 
  • Medical Expenses 
  • Travel Expenses
  • Buy Movie Ticket

  • Pay Rent
  • Cab Payment
  • Gas Bill Payment
  • Buy Petrol 
  • Train Ticket Book
  • Bus Ticket Booking

Also Read: ZestMoney Shopping Loan

How to Apply for Paytm Postpaid Loan

Follow the step-by-step instructions to get the loan amount: 

Step 1 Install the Paytm app from the Play store. 

Step 2 Open the Paytm app & click on All Service. 

Step 3 Search Paytm Postpaid and open it. 

Step 4 Give Pan Card details, Date of birth & Email address. Then, choose the processed button.

Step 5 Take your Selfie & Paytm will review your credit history. 

Step 6 Verify your mobile number through OTP & click on the processed button.

Step 7 After verifying, Paytm gives you the postpaid loan amount. Activate it. 

Step 8 After activating, you will see your Paytm postpaid loan amount on the Paytm Postpaid tab. 

Now you can use this amount anywhere. 

Also Read: Flipkart Pay Later

Paytm Customer Care Number

Email Id: [email protected]

Toll-Free Customer Care No: 18001038181/ 01204456456

FAQs of Paytm Postpaid Loan