Apply for an instant personal loan through Paysense. Get Rs. 5,000 to 5 lakh approval. Paysense offers quick personal loans with flexible EMIs and terms ranging from 3 to 60 months to salaried and self-employed persons.
GetLoanOffer will cover how to Paysense Personal Loan Apply Online & get instant approval.
Paysense Personal Loan Quick Recap
| Loan amount | Rs. 5,000 – Rs 5 lakh |
| Loan tenure | 3 months- 60 months |
| Interest rate | 1.4%- 2.3% per month |
| Income Required | Rs. 18,000 for Salaried Employees & Rs. 20,000 for Self Employed |
| Processing fee | Up to 3% of the loan amount |
| Age Required | 21 – 60 years |
| Cibil Score | No |
| Eligible For | Salaried / Self Employed |
Also Read: Money View Persona Loan
What is Paysense?
Paysense is an RBI-registered NBFC company. Paysense also partners with other Banks and NBFC companies to get the easy loan process. Loans from PaySense are guaranteed to be risk-free. Every time you log in, your account is protected by a password and an OTP.
Paysense Personal Loan Eligibility
- Borrowers must be Indian residents.
- The minimum age should be between 21 and 60 years old.
- Salaried or self-employed employment.
- The minimum monthly salary for salaried workers should be Rs 18,000, while the minimum monthly income for self-employed workers should be Rs 20,000.
Documents Required For Paysense Loan
- Pan Card
- Aadhaar Card
- Salary Slip recent 3 months
- Recent 2 yr. Income Tax File for Self-Employed Person
- Recent 6 month Bank Statement pdf format
Also Read: Personal Loan at 12,000 Salary
Paysense Loan Interest rate & Charges
| Interest Rate | 1.4%- 2.3% per month |
| Loan processing charges | Up to 3% of the loan amount |
| Late Payment Charges | Rs. 500+ GST |
| Foreclosure charges | 4% of the outstanding loan amount |
Benefits of Paysense Personal Loan
Instant Loan: Enjoy quick unsecured loans starting from Rs 5,000 to 500,000. You will get the loan within 72 hr. It is an instant process.
Paperless Documents: You can now digitally sign your loan application and upload images of your KYC Documents like your Aadhaar Card, Pan Card, etc.
Zero Credit History: Apply for a Paysense loan with a zero cibil score. But if you have cibil score, it required a 700+ cibil score.
Flexible EMI: Payments can be made easily and on schedule with EMI plans that include good features like payment alerts and automatic transfers.
Fast Approval: Get loan approval within 72 hr. Paysense offers a fast and instant loan process. After online approval gets the desired loan amount instantly.
How to Apply for Paysense Loan
Step 1: Install the Paysense app from the Play Store or the App Store.
Step 2: Fill out your basic information and sign up for Paysense.
Step 3: After verifying loan eligibility, get a loan amount.
Step 4: Now choose the loan amount and loan duration.
Step 5: Upload KYC documents for fast approval.
Step 6: Turn on Payment by NACH so that Paysense can deduct EMIs from your savings account.
Step 7: You will get permission within 2 hours of completing your KYC.
Step 8: The loan money will be sent to your bank account after approval.
Also Read: 3 tips to increase personal loan eligibility
Paysense Customer Care
Request Paysense Customer Care at [email protected] as soon as possible with your loan account number and contact information so that the staff can assist you.
Although we may not always be able to respond immediately, Paysense will always respond within 72 hours.
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