Apply for an instant personal loan through Paysense. Get Rs. 5,000 to 5 lakh approval. Paysense offers quick personal loans with flexible EMIs and terms ranging from 3 to 60 months to salaried and self-employed persons.
GetLoanOffer will cover how to Paysense Personal Loan Apply Online & get instant approval.
Paysense Personal Loan Quick Recap
|Loan amount||Rs. 5,000 – Rs 5 lakh|
|Loan tenure||3 months- 60 months|
|Interest rate||1.4%- 2.3% per month|
|Income Required||Rs. 18,000 for Salaried Employees & Rs. 20,000 for Self Employed|
|Processing fee||Up to 3% of the loan amount|
|Age Required||21 – 60 years|
|Eligible For||Salaried / Self Employed|
Also Read: Money View Persona Loan
What is Paysense?
Paysense is an RBI-registered NBFC company. Paysense also partners with other Banks and NBFC companies to get the easy loan process. Loans from PaySense are guaranteed to be risk-free. Every time you log in, your account is protected by a password and an OTP.
Paysense Personal Loan Eligibility
- Borrowers must be Indian residents.
- The minimum age should be between 21 and 60 years old.
- Salaried or self-employed employment.
- The minimum monthly salary for salaried workers should be Rs 18,000, while the minimum monthly income for self-employed workers should be Rs 20,000.
Documents Required For Paysense Loan
- Pan Card
- Aadhaar Card
- Salary Slip recent 3 months
- Recent 2 yr. Income Tax File for Self-Employed Person
- Recent 6 month Bank Statement pdf format
Also Read: Personal Loan at 12,000 Salary
Paysense Loan Interest rate & Charges
|Interest Rate||1.4%- 2.3% per month|
|Loan processing charges||Up to 3% of the loan amount|
|Late Payment Charges||Rs. 500+ GST|
|Foreclosure charges||4% of the outstanding loan amount|
Benefits of Paysense Personal Loan
Instant Loan: Enjoy quick unsecured loans starting from Rs 5,000 to 500,000. You will get the loan within 72 hr. It is an instant process.
Paperless Documents: You can now digitally sign your loan application and upload images of your KYC Documents like your Aadhaar Card, Pan Card, etc.
Zero Credit History: Apply for a Paysense loan with a zero cibil score. But if you have cibil score, it required a 700+ cibil score.
Flexible EMI: Payments can be made easily and on schedule with EMI plans that include good features like payment alerts and automatic transfers.
Fast Approval: Get loan approval within 72 hr. Paysense offers a fast and instant loan process. After online approval gets the desired loan amount instantly.
How to Apply for Paysense Loan
Step 1: Install the Paysense app from the Play Store or the App Store.
Step 2: Fill out your basic information and sign up for Paysense.
Step 3: After verifying loan eligibility, get a loan amount.
Step 4: Now choose the loan amount and loan duration.
Step 5: Upload KYC documents for fast approval.
Step 6: Turn on Payment by NACH so that Paysense can deduct EMIs from your savings account.
Step 7: You will get permission within 2 hours of completing your KYC.
Step 8: The loan money will be sent to your bank account after approval.
Also Read: 3 tips to increase personal loan eligibility
Paysense Customer Care
Although we may not always be able to respond immediately, Paysense will always respond within 72 hours.