Online Instant Loan Without Documents: Up to 5 Lakh Loan

You can take an online instant loan without documents or minimum documents required. This loan is an unsecured personal loan. It takes less time to get credited the loan amount to your bank.

These loans largely depend on good credit history. You will be approved quickly if you have an excellent credit history.

So, if you are searching for an easy instant loan without documents, this posts defiantly for you.

Instant Online Loan Quick Recap 

Basic ComponentsEligible Criteria
Loan AmountUp to 5 Lakh
Loan Tenure30 days to 60 months
Application ProcessOnline
Interest Rate0% to 33 % per annum
Eligible Age18 – 65 years
Minimum IncomeRs. 15,000/- per month (Depend on Bank)
Applicable forSalaried / Self Employed / Student

What is Online Instant Loan?

You can apply for an urgent cash loan without documents or minimum documents. Fulfill your basic needs like medical emergency, online products buy, travel, home renovation, etc.

Don’t need to go anywhere to get an instant loan. Just apply from home & it takes only 1 hour.

Benefits of Online Instant Loan

  • Fewer Documents: Apply for an instant personal loan with fewer documents or zero documents. Your KYC documents like Pan card, Aadhaar Card & Bank account are enough to get the loan. 
  • Quick Approval: You are not need to wait 7 days to receive the loan.It takes only 1 hour to active and all the process is done from home.
  • No Extra Charges: Don’t need to pay extra charges for this instant loan. Just pay the processing charge and GST charge. That’s enough. 
  • Flexible Repayment: Choose your easy loan repayment tenure. The online instant loan gives you flexible loan payment benefits. 
  • Fully Online Process: Just apply for an instant loan from home. It is a fully digital platform. Save your time & get the loan instantly. 

Interest Rate & Charges of Online Instant Loan

Interest rate0% to 33% per annum
Processing fee2% of the borrowed amount + GST (Some lenders doesn’t charge anything)
Minimum Loan Tenure30 days
Maximum Loan Tenure60 month

Online Instant Loan Eligibility Criteria

  • You must be Indian.
  • Personal Mobile Number
  • Age should be 18 years.
  • Minimum cibil score 650
  • This loan is eligible for Salaried/self-employed/student.
  • Minimum income required Rs. 15,000/- per month.

Documents Required for Online Instant Loan 

  1. Pan Card
  2. Aadhaar Card
  3. Bank Account
  4. Salary slips for salaried person.
  5. Business Documents for Self Employed (IT file/ Trade License)
  6. Also, the student can apply for this loan.
  7. Some lenders not taking any documents.

How much Loan amount Offer

You can get an urgent cash loan of Rs. 3000/- to Rs. 5 lakh. This process is a fully online system. If you have a good credit history, you will get a higher amount of loans.

Types of Easy Instant Loan without Documents

  • Wedding Loan
  • Emergency Loan
  • Travel Loan
  • Medical Expenses Loan
  • Education Loan
  • Home Renovation Loan
  • Online Shopping Loan
  • Consumer Durable Loan
  • Two-Wheeler Loan

How to Get Quick Approval for Online Instant Loan

Remember the following points before applying for an online instant loan:

Good Credit history:  You can get an instant loan without any documents if you have a good credit history. Because some lenders check only cibil score before giving loan amount.

Required Basic Documents: Online paperless loans will not approve without basic documents. Still basic documents like Pan Card, Aadhaar Card, Bank Account & Mobile No. required. This is enough to apply for an instant loan.

Cibil Score: Cibil score is an important factor. Your cibil score telling about how you maintain your EMIs. A good cibil score gives you a higher amount of loan with fewer documents.

How to Apply for Instant Cash Loan

Apply for an instant loan from different lenders below the given chart. Just install lenders’ apps or go to their website to apply.

LendersInterest RateLoan AmountLoan Tenure Active Loan
Mobikwik Zip Pay Later0% Interest rate Rs. 30,000 to 1 Lakh30 days Apply Now
Paytm Post Paid0% Interest rateUp to 60,00030 days Apply Now
Lazy Pay0% to 20% p.a.Up to 1 lakh3- 24 months Apply Now
Money Tap13% to 18% p.a.Up to 5 Lakh2- 36 months Apply Now
Flipkart Pay Later0% to 20% p.a.Up to 10,00030 days Apply Now
Cashe Loan2.75% per monthUp to 4 lakh90- 540 days Apply Now
Kreditbee Loan0% to 29.95% p.a.Up to 2 lakh2-15 months Apply Now

All are trusted brands. You can apply without any hesitation.

FAQs of Online Instant Loan without Documents

How can I get a 5000 loan urgently?

You can get Rs. 5000 loan easily from our mention lenders. If you maintain a good cibil score, you can get a higher amount loan.

How can I receive a loan if I don’t have any documents?

Some popular lenders like Amazon, Flipkart, Paytm offer zero documents instant loans. It’s easy to apply & you will get the loan within 1 hour.

Can I get the loan without a cibil score?

Yes, you can get a loan without any cibil score. But loan amount can be lower. If you maintain good relations with lenders, you will get a higher amount of loan.

Can I get a loan with a bad cibil score?

With a poor credit history, it is difficult to achieve a loan. Sometimes lenders provide low amount loans for bad cibil scores. You can’t know anything before apply.

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