Navi Instant Personal Loan-Up to @ 5 Lakh Loan Online

Navi provides up to 5 lakh paperless loans. Submit your KYC documents & the loan will credit to your bank account.

Navi instant personal loan is a fully digital process. This is an unsecured loan. You can apply for Navi instant loan with minimum documents.

Navi Instant Personal Loan Quick Recap

Interest rate	12-30% per annum on reducing balance
Loan Amount	From Rs. 10,000 to 5 lakh
Credit Score	Minimum 650 or above
Approval Process	Online
Loan Tenure	From 3 to 60 months
Eligibility Age	18 to 65 years
Processing Fees	2.5% of Loan Amount + GST Charge
Who Can Apply	Self-Employed/ Salaried Person/ Student

Also Read: Instant personal loan at 12,000 salary

Navi Instant Loan App

Navi is a digital lender that provides instant loans up to 5 lakh. This process is fully online. Just need KYC documents to apply for Navi instant loan & money will be credited to your bank account within 24 hr.

Navi Instant Personal Loan Benefits

Minimum Documents: You can apply for an instant loan from Navi with a Pan card & Aadhaar Card only. It is enough to get a loan.

Lower Interest Rate: Navi offers a lower rate of interest. Pay interest rate on reducing the loan amount.

Quick Process: Navi takes 24 hours to process the eligible loan amount compared to other banks.

Flexible EMI: Repay your loan EMI from 3 to 60 months. Choose EMI as per your requirement.

Instant Credit: If you are eligible for a loan, money will be credited to your bank account within 24 hours.

Navi Loan Interest Rate, Fees & Charges

Interest rate	12% to 30% per year
Processing fee	2.5 % of the loan amount (minimum Rs 500+GST and maximum Rs 5,000+GST)
Minimum Loan Tenure	3 month
Maximum Loan Tenure	60 month

Navi Loan Eligibility Criteria

• You must be an Indian.
• The age should be 18 years or above.
• Good Cibil history for a quick approval.
• A minimum cibil score of 650 required
• Navi loan will be eligible for selected areas:

Delhi NCR

Maharashtra

Karnataka

Tamil Nadu

West Bengal

Punjab

Gujarat

Telangana

Madhya Pradesh

Odisha

Rajasthan

Uttar Pradesh

Uttarakhand

Bihar

Jharkhand

Andhra Pradesh

Haryana

Kerala

Pondicherry

Also Read: How to get instant personal loan

Documents Required for Navi Instant Loan

1. Pan Card
2. Aadhaar Card
3. Bank Account
4. Selfie 

How much Loan amount gets from Navi App

Navi provides Rs. 10,000 to 5 lakh loan amount. It’s depending on your credit history. If you have a good cibil score, you will get a higher amount of loan from Navi.

Types of Loan Navi provides

Travel Loan: For travel-related costs, a travel loan is available. You can get a travel loan if you wish to go on a vacation or a trip but don’t have the finances to do so.

Medical Loan: Get a quick Medical loan for medical expenses. Navi gives you an instant medical loan for basic needs.

Wedding Loan: If you or a family member is married and needs money to cover the costs of the wedding, a wedding loan could be able to help.

Top-up Loan: This is another type of personal loan. Get a top-up loan from the Navi app for additional expenses.

Renovation Home Loan: Instant renovation home loan is available for redecorating your house.

Personal loans can be used for any financial necessity because the lender does not check how the money is spent.

Loan for debt consolidation: You can use a debt consolidation loan to pay off all of your bills if you have several. Consolidating your credit card debt is quite easy with a debt consolidation loan.

Also Read: FairMoney Instant Personal Loan

How to apply for Navi Instant Loan

Following are the steps to apply for Navi instant loan:

Step 1 Install the Navi app from the play store.

Step 2 Permit to access your basic details to Navi.

Step 3 Verify your mobile no through OTP.

Step 4 Select the type of loan. Navi provides Personal loans & Home loans. Select a personal loan. If you get a Home loan, you need to submit Building documents.

Step 5 Fill up your details.

Step 6 Give your working details & monthly salary.

Step 7 Fill in more details about yourself.

Step 8 Give your pan no, DOB & pin code. Click on apply.

After that, Navi will check your details & if you are eligible to get the loan, they will take your bank account details. It takes around 10 minutes to check your eligibility.

Also Read: PSB loan in 59 minutes

Navi Instant Loan Customer Care Number

• Contact Emil Id: [email protected]
• Navi Official Address: Navi Technologies Pvt Limited, 3rd Floor, Salarpuria Business Center  93, 5th A Block, Koramangala, Bangalore  Pin-560095

FAQs of Navi Instant Personal Loan