Kreditbee Credit Card: Instant Credit Card Approval Online India

A new virtual Rupay credit card offering through Kreditbee. Kreditbee is a digital lending platform launched credit card that is 100% digital.

Kreditbee partnered with RBL bank to launch this new Rupay Credit Card.

If you have a bad cibil score then Kreditbee Credit Card is for you.

Kreditbee Credit Card Quick Recap

Basic Components Card Details
Credit LimitRs. 10,000
Activation Fees Rs. 99
Annual FeesRs. 149
Approval ProcessOnline
Interest-FreeUp to 45 days
Eligible ForSelf Employed/ Salaried/ Student/ Housewife

What is Kreditbee

KreditBee is a FinTech platform that provides professionals with quick personal loans of up to 2 lakhs depending on their needs. It is India’s Fastest Digital Personal Loan App.

What is Virtual Credit Card

A virtual credit card is a digital card that can only be used online. You may see all of your card information online, including the number, CVV, and expiration date, and use it to make an online purchase.

Rupay Virtual Credit Card was introduced by Kreditbee in collaboration with RBL Bank.

Benefits & Features of Kreditbee Credit Card

Fully Digital: Kreditbee offering 100% digital credit cards. You do not need to bring your credit card. Just access your card through the app.

Instant Approval: Don’t wait for 2-3 days to get this card. It is the instant approval process. You will get the result within 30minute. 

Low Maintain Charge: Annual charges are very low compared to other credit cards. You need to pay Rs. 149 per annum for this virtual card. 

Nil Hidden Charges: you don’t need to pay any charges. Kreditbee not taking any others hidden fees for this credit card. 

No Income Proof: If you go to the bank and apply for a credit card, you have to submit a salary slip. But Kreditbee offering this card without income proof. 

Minimum Documents: You just need to submit KYC documents like Aadhaar Card & Pan Card for this card. No other documents need to submit.

Fully Secure: You can only use this card through the Kreditbee app that is fully secure with M-PIN protected. 

Kreditbee Virtual Card Fees & Charges

Joining ChargesRs. 99 (One Time Charge)
Annual feesRs. 149
Interest-Free45 days
Amount Withdraw fees (if the credit limit amount to transfer to the bank)5% -7%
Default ChargesRs. 100 or 3% of the due amount
Late Payment Charges0.15% per day of outstanding money
Amount roll over to next month20%- 29.9% interest per annum
Also Know: Dhani One Freedom Card

Kreditbee Card Eligibility Required

  • This card applies only to Indians.
  • You should be good credit history or cibil score for a quick approval.
  • Required Smartphone
  • Personal phone number needed
  • Age required 21 years or above

Documents for Kreditbee Credit Card

  1. Applicant Pan Card required
  2. Aadhaar Card
  3. You should have your own Bank Account

Uses of Kreditbee Card

  • Online Shopping
  • Pay Electric Bill
  • Pay Rent
  • Buy Mobile Phone
  • Medical Pay
  • Pay Insurance
  • Buy Rail Ticket
  • Travel Expenses
  • Transfer Money to Bank
Also Know: One Credit Card: instant approval

How to Apply for Kreditbee Virtual Card

Follow the required steps to get this virtual credit card:

Step 1 Download the Kreditbee app from Google Play.

Step 2 Open the Kreditbee app & log in through your mobile number.

Step 3 Now, go to the card section & you will see Activate button. Simply click on Activate.

Step 4 Next you will move to another page. Click on Active Kreditbee Card.

Step 5 Give your bank details like Bank Name & A/C no.

Step 6 Now, Kreditbee will transfer Rs. 1 to verify the Bank account. Just click on the continue button.

Step 7 After that you need to digital sign with the Kreditbee agreement. You can select “Digital Sign with face ID” or “E-Sign with Aadhaar” if you have to connect Aadhaar with mobile OTP.

Step 8 You will see the agreement. Just click on the tick box & the Sign now button.

Step 9 Verify yourself through Face ID & Click on Proceed button.

Step 10 Now, you will withdraw your credit limit to your bank account.

Now you will see your Kreditbee Virtual Credit Card.

You will see all the card details like CVV no, Card No, etc.

Kreditbee Customer Care Number

Contact Kreditbee customer care through different ways: 

Kreditbee Customer Care Number: 080-44292200 (working day available from 10 AM to 7 PM)

Customer Email Id: [email protected] 

FAQs of Kreditbee Credit Card

Who is the owner of Kreditbee?

Madhusudan Ekambaram is the CEO & co founder of Kreditbee. Also, he is a member of Kreditbee Company’s director.

Can I get a Kreditbee card with a bad cibil score?

Yes, Kreditbee provides this card if you have a bad cibil score. Also, if you have a zero cibil score, you can apply for this virtual card.

Is it a virtual Credit Card?

Yes, Kreditbee offering a Virtual Rupay credit card tie-up with RBL bank to launch this card.

Can I transfer the credit limit to a bank account?

Yes, you can transfer the credit limit to a bank account. But you have to pay 5% to 7% interest on the total amount.

Can I close the Kreditbee card?

Yes, you can close this card from the Kreditbee app. Don’t need to pay any fees to close.

Leave a Reply

x