kissht Personal Loan: Instant Shopping Loan Up to 1L

Kissht is a quick personal loan provider. Apply for a Kishht personal loan for online shopping & more. Get credit limit up to 1 lakh.

Kishht is an NBFC company powered by Onemi Technology Private Limited.

Kissht Personal Loan Quick Recap

Interest rate14%  to 28% per annum
Loan AmountFrom 5,000 to  1 lakh  
Approval ProcessOnline
Income RequiredRs. 15,000 per month
Loan Tenure3 months to 24 months
Eligibility Age21 years or above
Processing FeesRs. 199 + GST
Eligible ForSalaried Person / Self Employed

What is Kissht Loan?

Kishht is an instant credit loan app powered by Onemi Technology Private Limited. Kishht provides quick personal loans from 5,000 to 1 lakh with loan repayment tenure of 3 months to 24 months.

Kissht Personal Loan Benefits

Instant Approval: Kissht provides quick loans compare to other banks. Get quick & instant approval. Your loan application will approve within 24 hours.

Minimum Documents: Submit minimum documents to get this loan. Need KYC documents & bank account for Kissht loan.

Long Repayment Tenure: Choose easy repayment tenure to pay EMI. Kissht offering 3 months to 24 months to pay the loan.

RBI Registered: Kissht is RBI registered NBFC company powered by Onemi Technology Private Limited. So it is the trusted lender.

100% Online: You can apply for a Kissht personal loan from home. It is a fully digital process. Just need a smartphone to apply for this loan.

Low-Interest Rate: Kissht personal loan available with a low-interest rate. 14% to 28% yearly interest rate taking by Kissht.

Kissht Personal Loan Interest Rate & Charges

Interest rate14% to 28% per annum
Late Payment ChargesApplicable
Processing feeRs. 199 + GST
Minimum Loan Tenure3 months
Maximum Loan Tenure24 months

Kissht Personal Loan Eligibility

  • Applicant should be Indian
  • Monthly income required Rs. 15,000
  • Eligible age should be 21 years or above
  • Good credit history required
Also Know: Cashe Personal Loan up to 4 lakh

Documents Required for Kissht Loan

  • Personal Account Number (Pan Card) required
  • Aadhaar Card
  • 3 Months Bank Statement
  • Cheque
  • Utility Bill like Gas Bill, Electricity Bill, Water Bill
  • Salary Account Bank Statement for Salaried Person

Kissht Personal Loan Amount

Kissht provides up to 1 lakh personal loans through online applications.

Loan AmountFrom Rs. 5,000 to 1 lakh
Repayment TenureFrom 3 to 24 months

Uses of Kissht Loan Amount

You can use Kissht loan amount for different uses.

  • Pay Monthly EMI
  • Education Expenses
  • Online Shopping
  • Medical Expenses
  • Pay Electricity Bills
  • Others Expenses
Also Know: Navi Instant Personal Loan

How to Apply For Kissht Personal Loan

Apply for Kissht personal loan within a minute. Follow the step by step process to apply:

Step 1 Install Kissht app from the play store.  

Step 2 Open the app & click on the “Get it Now” tab.

Step 3 Now click on the “Let’s Start” button.

Step 4 Enter your Pan Card number.

Step 5 Select your gender & fill in others’ details and click on the Next tab.

Step 6 Fill in your current address details.

Step 7 Now select your source of income (Salaried/Self Employed) & enter your monthly income.

Step 8 Now fill in 3 reference addresses One family member’s address and the other 2 friend’s addresses.

Step 9 Upload your Aadhaar Card document.

Step 10 After check credit history, you will get the loan amount.

Now, add your bank details to get the loan amount to your bank account.

Kissht Personal Loan Customer Care Number

Contact Kissht customer care for any queries. Customer care solves your queries within 24 hours.

Call- 022 62820570 (Monday to Sunday between 09:30 a.m. and 06:30 p.m.)

WhatsApp- 022 48913044

Email- [email protected]

FAQs of Kissht Personal Loan

Is Kissht registered with RBI?

Yes, Kissht is a registered NBFC powered by Onemi Technology Private Limited. You can apply for a personal loan & buy products through the Kissht EMI platform.

Is Kissht loan App legal?

Yes, It is a fully trusted NBFC company. You can apply for the loan from the Kissht loan app.

How to get a higher loan from the Kissht app?

If you have a good credit history, you will get a higher loan amount through the Kissht app.

What is the Kissht loan repayment tenure?

Kissht loan provides from 3 months to 24 months loan repayment tenure.

What is the interest rate of Kissht Loan?

Kissht taking 14% to 28% interest rate per annum on a personal loan.

Is Kissht taking late payment fees?

Yes, Kissht taking late payment charges. It depends on the product price or loan you have taken.

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