Instant Personal Loan at 12000 Salary in India

Do you need a personal loan yet have a low income? Don’t panic, there are lenders who provide personal loans to people with low income. Anyone can get the loan without putting up any collateral.

Get an instant Personal loan at 12000 Salary in India without any verification. You will get up to a 5 lakh loan.

Let’s start the process…

Personal Loan at 12000 Salary Quick Recap

 Loan amount Up To 5 Lakh
 Processing fee 2%-3% of Loan Amount
 Age 21 – 55 years 
 Interest Rate15% – 22% p.a.
 Tenure12 months – 36 months
 Income Require  Rs. 12,000/- (Net Salary)
 Eligible For Salaried Person
Also Read: Top 7 NBFC Companies that offer personal loans

Benefits of Instant Personal Loan

Personal loans available immediately: Get quick personal loans ranging from 50,000 to 5,000,000 to meet all of your requirements and aspirations.

Quick approvals and disbursements: Receive quick loan approval and funds in your account.

Documentation without paper: Upload images of your KYC papers and digitally sign your loan application.

Plans with low EMIs: Easy-to-manage EMI plans with reminders and auto-debit options to ensure on-time payments.

There is no credit history: Have you never taken out a personal loan before? It’s OK; we cater to people who are new to the credit and loan system.

Also Read: Improve Personal Loan Eligibility

Eligibility Criteria

  • Indian regional
  • Age range: 21 to 55 years
  • Only salaried positions are available.
  • Salaried people should have a bank account.
  • Minimum Monthly Salary: Rs. 12,000 Net Salary
  • Location: 250+ cities | 3000+ available pin codes

Instant Personal Loan Charges

 Interest rate 15%-22% per annum
 Processing Charges 2%-3% of Loan Amount
 Late Fee Applicable
Also Read: Best 5 pay later apps in India

Documents Required

  • Aadhaar Card
  • Pan Card
  • Recent 3-month Salary Slip
  • Electricity Bill or Gas Bill
  • 1 yr. Bank Statement pdf format

How to Apply For Instant Personal Loan

  1. Click the Apply Loan button & you will go to the Getloanoffer’s partner site.
  2. Now, fill in the basic details like name, mobile no, monthly in-hand salary, etc.
  3. After fulfilling the details you have to submit the above documents (Aadhaar Card, Pan Card, 3-month Salary Slip, Electricity bill, or Gas bill )
  4. You can upload the documents or Email us ([email protected]) with the above documents.
  5. After document verification, you will get the loan offer.