The Complete Guide to Indiabulls Dhani Personal Loan(15Lakh)

Dhanis personal loan is offered by Indiabulls and is a means to get the liquidity you need. It is a popular loan option that can be availed of by individuals who have a good credit score and minimal repayment history. Dhanis personal loan helps people consolidate their debt and pay it off in an affordable way.

Students, newlyweds, or those who are still in the midst of paying off their education loan can opt for this loan option to get the funds they need easily

It is important to know all about the conditions associated with Indiabulls Dhani Personal Loan before taking this decision.

Also Read: Lazypay instant loan up to 1L

Indiabulls Dhani Personal Loan Quick Guide

Loan amountRs. 1,000 – Rs. 15 Lakhs
Interest rateStarting from 13.99% per annum
Repayment tenureFrom 3 months – 24 months
Subscription feeRs. 125 – Rs. 1,500 
Processing Charges3% of the Loan Amount
Prepayment chargesNil for loans below Rs. 20,000 & 5% thereafter

What is a Personal loan and How Does it Work?

A personal loan is a type of loan that is designed for people who need a quick infusion of cash. In this quick article, we talk about what personal loans are and what they entail.

A personal loan is not offered by banks or other lenders and instead, consumers take out the loans from outside sources such as online lenders or other financial institutions.

In most cases, a personal loan can be used for many reasons such as use it to consolidate credit card debt and become debt-free, buy a new car, pay for medical bills or even pay off school loans

Also Read: Dhani One Freedom Credit Card

Personal Loans with Interest Rates

Personal loans can be a great solution for those who need quick cash and have a limited credit history. These loans are also useful for those who have a bad credit score and have to borrow in order to buy homes and cars.

Lenders offer very low-interest rates, which can be an attractive option for many borrowers. The low-interest rates, however, do come with some risks – such as a higher risk of defaulting on one’s loan or borrowing more than one can afford to repay.

Whether your credit is good or bad, personal loans might be the right choice for you if you are looking to borrow money with very low-interest rates.

Eligibility of Indiabulls Dhani Personal Loan

Indiabulls Dhani Personal Loan has a range of loan options and attractive features.

The eligibility criteria are as follows:

  • Applicant should have a minimum age of 21 years old.
  • Applicant should have been residing in India for the last 6 months with valid ID proof and the bank account where the money will be deposited (such as savings or current account).
  • Applicant should be Self Employed or Salaried Person.
Also Read: Mudra Loan Instant Approval

Documents Required For Dhani Loan

Require the basic documents for the Dhani loan:

  • Pan Card
  • Aadhaar Card
  • Bank Account
  • Salary Slip for Salaried Person
  • 2 yr. Income Tax File for Self Employed

Benefits of Indiabulls Dhani Personal Loan

Indiabulls Dhani Personal Loan offers a variety of benefits to borrowers. You can choose from various loan types and avail of a loan at a time when you need it the most.

Benefits of Indiabulls Dhani Personal Loan:

1. Zero processing fees

2. No credit check is required for online application

3. Get your loan within 24 hr. of submitting your application

4. Flexible repayment options

5. Enjoy 24/7 customer support

6. Up to 15 lakh personal loan.

How to Calculate your Monthly Loan Payment?

For those who are looking for personal loans or other types of loans, use our personal loan calculator to quickly and easily find out the total cost of borrowing the amount you need.

Quickly and easily calculate the total cost of borrowing your desired amount by using our personal loan calculator. With a personal loan calculator, you can find out how much you’ll pay for interest rates and other costs when borrowing money.

Use Getloanoffer EMI Calculator for the best Loan calculation.

Getloanoffer is a financial calculator intended to help you estimate your EMIs and interest rates for various loan types.

Also Read: Paytm Business Loan

How to Apply for Your Loan?

There are many loan application companies in India. The major ones are Indiabulls Dhani online application,

You can check the Indiabulls Dhani Loan application status by following the steps mentioned below:

Step 1: Download the Dhani app from Google Playstore.

Step 2: Log in with your mobile number.

Step 3: You will see some tabs. Click on the type of loan you have applied for from the given options.

Step 4: Your Indiabulls personal loan application status will be displayed on the screen.

Step 5: After the approval, you will get the loan amount directly credited to your bank account.

FAQs of Indiabulls Dhani Personal Loan