How to Pay the SBI Credit Card Bills Online

State Bank of India (SBI) is one of the largest banks in India and offers a range of financial services to its customers, including credit cards. If you are an SBI credit cardholder, you must pay your bills on time to avoid penalties and maintain a good credit score. Here’s a step-by-step guide on how to pay your SBI credit card bills.

Table of Contents

1. Online Payment

SBI provides its customers with various online payment options. You can pay your credit card bills through the SBI Card website or mobile app. Here’s how to do it:

Visit the SBI Card website or mobile app.
Log in to your SBI account using your user ID and password.
Click on the ‘Pay Now’ button, and you will be directed to the payment page.
Choose your payment method and enter the payment amount.
Follow the instructions to complete the payment.

2. SBI Net Banking

If you have SBI savings or a current account, you can use SBI Net Banking to pay your credit card bills. Here’s how to do it:

First, you have to log in SBI net banking account.
Go to the ‘Bill Payments’ section.
Click on ‘Add Biller’ and select ‘SBI Card.’
Enter your SBI credit card details and click on ‘Submit.’
Now, select your SBI Card as the biller and enter the payment amount.
Click on ‘Pay Now’ to complete the payment.

3. SBI Auto-Debit Facility

SBI also offers an auto-debit facility that allows you to set up automatic payments for your credit card bills. Here’s how to do it:

Download and fill out the SBI Auto-Debit Mandate form.
Submit the e-mandate form to your nearest branch.
Your credit card bill will be automatically deducted from your savings or current account every month.

Also Read: 5 Best Credit Cards with Lounge Access in India

4. SBI Mobile Banking

You can also use SBI Mobile Banking to pay your credit card bills. Here’s how to do it:

Download the SBI Mobile Banking app and log in to your account.
Go to the ‘Bill Payments’ section and select ‘SBI Card.’
Enter your SBI credit card details and the payment amount.
Click on ‘Pay Now’ to complete the payment.

5. SBI ATM

You can also pay your SBI credit card bill using an SBI ATM. Here’s how to do it:

Go to any SBI ATM and insert your debit card.
Select ‘Bill Payment’ and then select ‘SBI Credit Card.’
Enter SBI credit card details and the due amount.
Confirm the payment and collect the receipt.

6. Pay by NEFT/IMPS/RTGS

If you prefer to use your bank’s net banking facility, you can pay your SBI credit card bill using NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service), or RTGS (Real Time Gross Settlement) services. Here’s how to do it:

You have to Log in to your SBI net banking portal.
Go to the ‘Fund Transfer’ section and select NEFT/IMPS/RTGS.
Add your SBI Card as a beneficiary by entering your credit card number and IFSC code (SBIN00CARDS).
Enter the payment amount and confirm the payment.

Note: The payment may take up to two working days to reflect in your SBI credit card account.

Also Read: 5 Best Super Premium Credit Cards in India

7. Pay by Cheque

You can also pay your SBI credit card bill by cheque. Here’s how to do it:

Write a cheque in favor of ‘SBI Credit Card XXXX XXXX XXXX XXXX’ (replace the Xs with your credit card number).
Write your name and phone number on the back side of the cheque.
Drop the cheque in any SBI Dropbox or ATM or send it by post to the following address: SBI Card, P.O. Bag No. 28, GPO, New Delhi – 110001.

Note: It may take up to seven working days for the payment to reflect in your SBI credit card account.

8. Through UPI

you can also pay your SBI credit card bill through UPI (Unified Payments Interface), which is a fast and convenient payment option. Here’s how to do it:

Open your UPI-enabled banking app or BHIM app on your mobile phone.
Choose the ‘Pay’ or ‘Send Money’ option.
Enter SBI Card’s UPI ID or Virtual Payment Address (VPA), which is ‘SBI Card [email protected]’.
Verify the recipient details and enter the payment amount.
Confirm the payment and enter your UPI PIN to complete the transaction.

9. CRED Payment

you can also pay your SBI credit card bill through CRED, which is a popular credit card management app. Here’s how to do it:

Download and install the CRED app on your mobile phone.
Sign up using your phone number and verify your credentials.
Add your SBI credit card to the app by entering the required details.
Once your card is added, you can view your outstanding balance and make a payment.
Enter the payment amount and choose the payment mode as UPI, net banking, or debit card.
Click the pay button to make the payment.

Note: The payment is usually processed instantly and reflected in your SBI credit card account.

10. Through Paytm

Paying your SBI credit card bill through Paytm is a fast and convenient way to make your payments. You can use the Paytm app to pay your bills anytime, anywhere, and choose from multiple payment options.

you can also pay your SBI credit card bill through Paytm, which is a popular digital wallet and payments app. Here’s how to do it:

Download and install the Paytm app through Google Play Store.
Sign up or log in to your Paytm account.
Click on the ‘Credit Card’ option under the ‘Recharge & Pay Bills’ section.
Choose ‘SBI Credit Card’ as your biller.
Enter your SBI credit card number and bill amount.
Choose your payment method, which could be Paytm wallet balance, UPI, debit card, or net banking.
Verify the payment details and make the payment instantly.

Also Read: Best Credit Card Payment Apps with Cashback

Conclusion

Paying your SBI credit card bill is easy and convenient with the multiple payment options offered by SBI. You can choose the method that works best for you and make the payment on time to avoid any penalties.

It is recommended that you keep track of your credit card bills and pay them regularly to maintain a good credit score.