HDFC is offering up to 15 lakhs instant personal loans within 30 minutes. The loan repayment tenure is 6 years. The interest rate starts from 11% per annum.
You will get the HDFC Bank Instant Personal Loan within 30 min.
HDFC Bank Personal Loan Quick Recap
| Interest rate | 11% p.a. |
| Loan Amount | Up to 15 lakh |
| Salary Required | 40,000 Net Salary |
| Loan Tenure | 12 to 72 months |
| Age | 21 to 60 years |
| Processing Fees | 2.5% of Loan Amount + GST Charge |
| Eligible For | Salaried Person |
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Benefits of HDFC Bank Instant Personal Loan
Fast Process: You will get the loan within 30 minutes. This is digital loan approval. Money will credit instantly.
Higher Loan Amount: HDFC bank provides higher loan amounts of up to 15 lakhs.
Lower Interest Rate: The interest rate starts from 11% p.a. You will get the best rate if you have a good credit score.
Flexible Tenure: HDFC bank provides flexible repayment tenure. You will get the 12 to 72 months loan repayment tenure.
No Hardcopy Required: Just upload documents at the time of loan application.
No Hidden Charges: There are no other charges. Bank will take the processing fee at the loan approval time.
Eligibility of HDFC Bank Personal Loan
Check out the eligibility criteria to apply for HDFC bank personal loan:
- The age should be 21 to 60 years
- At least 2 years of work experience required
- A minimum net salary 40,000 required
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Documents Required for HDFC Bank Personal Loan
- Applicant Pan Card
- Aadhaar Card
- Recent 3 months’ salary slip
- 6-month salary account bank statement pdf format
- Electricity bill/ Gas bill / Property paper/ Rent Agreement for residence proof.
HDFC Bank Personal Loan Interest & Other Charges
| Interest rate | 11% p.a. |
| Processing fee | 2.5% of the Loan Amount |
| Overdue EMI Interest | 2% per month on Overdue amount |
How to Apply for HDFC Bank Personal Loan
Step 1: Click on “HDFC Instant Personal Loan” to apply.
Step 2: Sign up through your mobile number
Step 3: Fill in the required details
Step 4: Upload documents like Aadhaar Card, Pan Card, Bank Statement & Salary Slips.
Step 5: Bank will check your eligibility
Step 6: After the eligibility check, you will get the loan offer.
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HDFC Bank Personal Loan Customer Care
Contact HDFC Bank customer care for a loan or other queries:
Customer Care Number: 1800 202 6161 / 1860 267 6161
Complain number: 1800 258 3838
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