Flipkart Pay Later EMI- Up to 12 Months EMI Facility

Flipkart comes with new features that are flexible EMI options. You can pay total expenses with 3,6,9 & 12 months EMI.

Also, the Flipkart Pay Later Emi facility offers up to Rs. 70,000 credit limit that pays through the easy installment option.

Flipkart Pay Later EMI Quick Recap

Credit LimitUp to Rs. 70,000/-
Interest rate18% to 22% of the due amount
Approval ProcessOnline
Flexible Tenure3/6/9/12 months
Processing FeesNIL
Who Can ApplySelf-employed/ Salaried/Student/Housewife

What is Flipkart Pay Later EMI?

Previously Flipkart came with Flipkart Pay Later option. Now Flipkart is offering pay later EMI option. Now you can choose a hassle-free installment facility from 3 to 12 months.

Buy any product that is more than Rs. 3,000 and pay through Flipkart pay later EMI option.

Benefits of Flipkart Pay Later EMI

Quick Approval:  Flipkart Pay Later EMI offering a quick hassle-free installment option. You will get quick approval without any income proof.

Flexible Tenure: Pay later EMI comes with a 3 to 12 months flexible repayment facility. You can choose 3,6,9 and 12 months EMI option.

Lower Interest Rate: Flipkart EMI option provides an 18% to 22% interest rate on the due amount. This is a lower interest rate than credit card EMI.

High Credit Limit: Pay Later EMI giving up to Rs. 70,000 credit limit. You can convert this credit limit to a monthly EMI facility.

Minimum Documents: This Pay Later EMI facility is available with minimum documents. You need to submit Aadhaar Card & Pan Card to be eligible for the monthly installment facility.

Zero Down Payment: Buy products with monthly installments with zero down payment. Don’t need to pay a down payment to get this pay later EMI facility.

Also Read: LazyPay Personal Loan

Flipkart Pay Later EMI Fees & Charges

Interest rate22% of the due amount
Processing fee Nil
EMI Tenure3/6/9/12 months
EMI Convert AmountMinimum Rs. 3,000

Eligibility for Flipkart Pay Later EMI

  • 18 years of age required
  • Aadhaar Card linked with Mobile Number for OTP verification.
  • Good credit history gives you a high credit limit.

Documents Required for Pay Later EMI

  • Permanent Account Number (Pan Card) required.
  • Aadhaar Card Required
  • Personal Bank Account required

Flipkart Pay Later EMI Credit Limit

Credit LimitUp to Rs. 70,000/-
EMI Tenure3/6/9/12 months
Also Read: Amazon Pay Later instant 60,00 loan

Where to Use Pay Later EMI

You can use Flipkart Pay Later EMI on Flipkart shopping. The product’s minimum price should be Rs. 3,000 convert to monthly EMI option.

  • Use this pay later EMI features on the below categories:
  • Use for Flipkart Shopping
  • Use for Myntra Shopping
  • 2GUD shopping
Also Read: Bajaj EMI Card Apply Online

How to Apply for Flipkart Pay Later EMI

Follow the step by step process to apply for Pay later EMI:

Step 1 Open the Flipkart app or Download Flipkart from Play Store. Click on the dot sign at the bottom of the Flipkart app and click on the “Credit” tab.

Step 2 Now you will see Flipkart pay later page. Simply select the “Active Now” option.

Step 3 After that Flipkart Pay later form will appear. Don’t need to fill up anything. Click on the “Agree & Submit” button.

Step 4 After checking eligibility, you need to enter UPI Id. If you don’t have UPI Id, you can enter bank account details.

Step 5 After submitting bank details, you will see the Pay later credit limit & Pay later EMI credit limit.

Now use this credit limit for online shopping through Flipkart. If you want to use Pay later EMI for the monthly repayment option, order products that are more than Rs. 3,000.

Flipkart Pay Later EMI Customer Care

If you have any queries regarding Pay Later EMI, you can contact customer care.

  • Flipkart customer care: 1800-208-9898
  • IDFC FIRST Bank Customer care number: 1860 500 9900
Also Read: Kissht Personal Loan for Shopping

FAQs of Flipkart Pay Later EMI

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