CashTM offers instant personal loans up to Rs. 50,000 instantly. Users can apply for a CashTM loan without extra hassle.
CashTM is an entirely 100% digital process and gets an approval within 5 minutes.
CashTM Loan Quick Recap
| Interest rate | 12% to 24% p.a. |
| Loan Amount | From Rs. 2,000 to 50,000 |
| Approval Process | Online |
| Loan Tenure | 3 months to 12 months |
| Eligible Age | 18 years or Above |
| Processing Fees | Rs. 250 to 1,000 of Loan Amount |
| Eligible For | Salaried / Businessman/ Student/ Housewife |
Also Read: InCred Personal Loan up to 15 lakh
What is CashTM App?
CashTM is India’s most satisfactory low-interest rate personal loan App, developed with RBI-registered non-banking financial company (NBFC) GRJ TRADES AND FINANCE LTD.
Once you pass, you will get 100% online loans ranging from Rs 2,000 to Rs 50,000, which will send straight into your bank account.
CashTM Loan Features & Benefits
No Income Required: You don’t need any income proof to apply for a CashTM loan. You can apply for a loan without a salary slip.
100% Digital: This is a fully digital loan processing app. You don’t have to visit any branch to apply for a CashTM loan. You can do that from home.
No Hidden Charges: No other extra charges were given by CashTM. They take only processing fees for this loan.
Zero CIBIL Score: CashTM provides instant personal loans without a CIBIL score. If you have any CIBIL score or credit history, you can apply for a loan.
Minimum Documents: You only need Aadhaar Card & Pan Card to get this loan. No other documents are necessary for the CashTM personal loan.
Instant Process: It is a quick process personal loan. You will get fast approval within 5 minutes.
Long Repayment Tenure: CashTM gives three months to 12 months of loan repayment tenure. You will get a flexible term to pay the loan amount.
Also Read: TrueCaller Loan up to 5 lakh
CashTM Loan Fees & Charges
| Interest rate | 12% to 24% p.a. |
| Processing fee | Rs. 250 to 1,000 of Loan Amount |
| Late Payment Fees | Applicable |
CashTM Loan Eligibility
Fulfill the essential eligibility criteria for the CashTM loan
- It would help if you were Indian
- The minimum age required 18 years
- Source of monthly income
Documents Required for CashTM Loan
- Aadhaar Card
- Pan Card
- Selfie image
- Bank Account
Also Read: Simply Cash Personal Loan
Uses of CashTM Instant Loan
You can use CashTM instant loan in different categories:
- Loan Repayment
- Buy Online Products
- Monthly Expenses
- Medical Expenses Cost
- Personal Expenses
How to Apply for CashTM Loan
Step 1 Download the CashTM app from Google Play Store.
Step 2 Now open CashTM app & click on “Agree & Continue” tab.
Step 3 Enter your mobile number & verify through OTP.
Step 4 Now, you will see the main application page. Fulfill the three steps to get this loan.
Step 5 Submit essential information step by step.
Step 6 Upload Aadhaar Card, Pan Card & Applicant Picture.
Step 7 Enter residential addresses.
Step 8 Fill up about income source. If you are a Salaried person, upload a salary slip for the higher loan amount.
Step 9 Give two reference names & phone numbers.
Step 10 Now, add your bank account to get credit for the loan amount.
After filling up all the details, you will get the loan amount. If you have a Zero CIBIL score, you will lower the amount, and if you have a good credit history, you will have a higher loan amount.
Also Read: Hero Fincorp Personal Loan up to 5 lakh
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