Most banks or NBFC companies offer personal loans with high salaries. Also, it’s hard to maintain the other criteria.
GetLoanOffer provides personal loans for salaried employees at Rs. 12,000 salaries. You will get instant approval with -1 cibil.
Apply for the best personal loan for salaried employees and get up to 5 lakh.
Personal Loan Quick Recap
|Loan amount||Up To 5 Lakh|
|Processing fee||2%-3% of Loan Amount|
|Age||21 – 55 years|
|Interest Rate||15% – 22% p.a.|
|Tenure||12 months – 36 months|
|Income Require||Rs. 12,000/- (Net Salary)|
|Eligible For||Salaried Person|
Also Read: Au Small Finance Bank Personal Loan
Benefits of Personal Loan
Instant Approval: Fast Approval for a Personal Loan: Quickly get a personal loan from Rs. 50,000 to 5 lakh to cover any and all expenses.
Fast Process: You’ll have your loan approved quickly and the money sent into your account without any unnecessary delays.
Paperless documentation: Kindly submit and upload your KYC documents and digitally sign your loan application.
Easy EMI: Affordable monthly installment (EMI) plans that include payment reminders and automatic direct debit to facilitate regular payments.
No Credit Required: Is this the first time you’ve ever applied for a personal loan? It’s okay with us since we specialize in helping those who are just starting out in the new loan process.
Compare Best Personal Loan for Salaried Employees
|Lender||Interest Rate (p.a.)||Processing Fee|
|SBI Personal Loan||9.60% onwards||Up to 3% of the loan amount|
|UCO Bank||10.05% – 10.45%||Up to 3% of the loan amount|
|Fullerton Personal Loan||11.99% onwards||3% to 6% of the loan amount|
|Manappuram Loan||13.00% onwards||1% to 2% of the loan amount|
|Indiabulls Dhani||13.99% – 16.00%||Up to 3% of the loan amount|
|InCred Personal Loan||18.00% – 20.00%||2% to 5% of the loan amount|
|Hero Fincorp||11.00% – 14.00%||Up to 3% of the loan amount|
|Lendbox||16.00% – 18.00%||2% to 5% of the loan amount|
Also Read: Get personal loan with low credit score
Eligibility Criteria for Personal Loan
- Indian Citizen
- Age range: 23 to 55 years
- Only salaried people can apply
- Salaried people should have a bank account.
- Minimum Monthly Salary: Rs. 12,000 Net Salary
- Location: 250+ cities | 3000+ available pin codes
Personal Loan Charges
|Interest rate||15%-22% per annum|
|Processing Charges||2%-3% of Loan Amount|
Also Read: 11 Best Personal Loan Apps
- Aadhaar Card
- Pan Card
- Recent 3-month Salary Slip
- Electricity Bill or Gas Bill as a residential proof
- 1 yr. Bank Statement pdf format
- Co-applicant Aadhaar & Pan Card
How to Apply For Personal Loan for Salaried Employees
- Click the “Apply Loan” button & you will go to the Getloanoffer’s partner site.
- Now, fill in the basic details like name, mobile no, monthly in-hand salary, etc.
- After fulfilling the details you have to submit the above documents (Aadhaar Card, Pan Card, 3-month Salary Slip, Electricity bill, or Gas bill )
- You can upload the documents or Email us ([email protected]) with the above documents.
- After document verification, you will get the loan offer.
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