Best Credit Card Payment Apps with Cashback UP To 5%

A Credit Card is the most value able part of our daily life. You can earn rewards & cashback through Credit Card. Also, earn up to 5% cash back through Credit Card bill payments.

Yes. It is possible. Here are the 6 best Credit Card payment apps that offer Cashback through bill payment.

6 Best Credit Card Bill Payment Apps

1. PayOneAll

You can use PayOneAll for all of your online recharge needs, including prepaid mobile, credit card bill payment, postpaid bill, DTH, data cards, landline, and broadband services.

It’s recently become the go-to app for quick and simple online recharges and postpaid bill payments in India.

PayOneAll is a fast and easy method to top up your prepaid cell phone or DTH subscription. Every recharge is simple and safe thanks to the precise recharge plans available on your mobile device or computer. Pay your bills and get up to 5% back in cash.


  • Get Cashback on mobile recharge
  • Fastest payment system
  • Loan EMI Payment
  • Earn Cashback on Credit Card bill payment
Also Read: Credit Card Application Online with 6 Steps


Its reality that you can earn money back with every purchase offers Cred one of the greatest credit card payment apps available.

If you use Cred to pay a bill, for example, you’ll get back the same amount in Cred coins. Later, you can exchange your Cred coins for discounts.

If you pay a bill of at least 1,000INR, you may get a surprise cashback.


  • Use a bank’s website or UPI to pay a credit card bill
  • Gain an unlimited amount of cash by paying your bills
  • Automatic reminders to pay, a more insightful monthly statement, and check free credit score
  • Pay your rent on such a credit card

3. Paytm

You can pay not just your credit card payments, but also a wide variety of other expenses using Paytm’s platform. After paying certain bills, you’ll have access to a variety of scratch cards. There is not, however, a covert method of receiving cash back.

Every purchase you make with your card will earn you a minimum of 1,000 points, which may be redeemed for a cash reward of up to 1 lakh points, or 1,000 Rupees.


  • You can pay your credit card bill with Paytm balance, UPI, debit cards, or net banking
  • Sometimes rewards for paying bills
  • Regular bill reminders
  • Use your credit card to pay your rent
  • Check Credit Score free of cost
Also Read: How to manage credit card debt

4. Mobikwik

Mobikwik is a great option for paying your credit card bill because you can earn rewards in the form of supercash that can be used for bill payments and online purchases. You may redeem your discount code inside the app by going to the “Apply coupon” area.

Using the Mobikwik app to pay your credit card bill earns you Supercash. This Supercash may be used as a form of payment inside the app. Earn Cashback up to 5% per transaction.


  • You may use your debit card, UPI, or Mobikwik balance to settle your credit card bill.
  • You’ll get Supercash with every bill payment you make.
  • Get up to 5% cash back on each purchase.
  • Make payments on your electric bill, insurance premiums, and more.

5. Phonepe

Phonepe, one of the top cash-back credit card bill payment applications in India, also has a dedicated payment portal.

PhonePe, like many other services, lets you pay your bills using a credit card. When you pay your bills, just as when you pay other people or make any other kind of transaction, you receive scratch cards with up to Rs. 1000 cashback on them. Using UPI, you may pay almost all of your credit card bills, and it’s easy to set up.


  • A UPI payment may be made toward a credit card balance
  • Pay your bills using scratch cards
  • Put your rent on a credit card
  • Scratch Cards worth up to Rs. 1,000 can be earned
  • Simple Payment Method

6. Amazon Pay

Amazon has also introduced a service that allows you to pay your credit card bills on the website. If you pay your credit card bills via Amazon, you may get rewards and cash back. The great majority of payouts are customized to each customer. If you haven’t taken full advantage of the rewards area, please do that.

Payments toward your credit card bill may be eligible for rewards, which you can see in Amazon Pay > your rewards. There will be promotional offers on the portion of your credit card bill where you pay. 


  • Pay your credit card bill with UPI or net banking
  • Sometimes, cashback rewards on card bill payments are available
  • Free credit report
  • Pay your gas bill, mobile recharge, water bill, and other bills
Also Read: How to buy crypto with credit card

How to Pay Credit Card Bill through Apps

Step 1: Install the app from Play Store or Go to the website which one you want to use.

Step 2: Register the app through Email Id, Phone No, Pan Card & Aadhaar Card.

Step 3: Go to the “Credit Card” section to pay your credit card bill.

Step 4: Now, pay your Credit Card due amount through Net Banking, UPI, or Debit Card.

Step 5: After bill payment, receive cashback rewards that can be used for other bill payments, mobile recharge & more.

At the End

I give you the 6 best credit card bill payment apps with cashback. It will help you to get the best one for your needs.  Cred’s features make it the best option out there, followed by Amazon Pay’s occasional discounts.

Tell me which one you like the most…