Axis Bank is the leading bank in India. It offers a wide range of credit cards and products to its customers. The bank has different credit card options for different types of customers. This article gives you a brief overview of the best Axis Bank Credit Cards in 2022.
The best way to choose the right credit card is to consider your financial situation, what kind of card you need, and how much you can spend on it every month.
To help you make an informed decision, this article provides a brief description of each type of credit card offered by Axis Bank as well as their benefits and drawbacks.
What’s the Difference Between a Credit Card, Debit Card and Prepaid Card?
There are three types of cards that we use every day – Credit Cards, Debit Cards, and Prepaid Cards.
Credit cards are the most popular type of card. They allow you to borrow money from a bank or other financial institution and then pay it back with interest.
Debit cards are similar to credit cards, but instead of borrowing money, you withdraw money from your checking account. They work similarly to ATM machines where you swipe your card and enter your PIN code to get cash out.
Prepaid Cards are also similar to credit cards, but they don’t require any bank account information or a credit check. You can load them with funds and use them like a debit card or credit card at ATMs or retailers by entering a unique code on their screens.
What Makes an Axis Bank Credit Card Good for You?
Axis Bank offers credit cards with different benefits and services. This article will help you know what are the benefits of an Axis Bank Credit Card and how it can help you.
The Axis Bank credit card is a good choice for people who want to earn rewards on their purchases, have cashback on all purchases, and get special discounts.
This article will highlight the benefits of the Axis Bank Credit Card and provide advice for people who are looking to apply for one.
Best Axis Bank Credit Cards in 2022
Axis Bank ACE Credit Card
| Annual Fee | INR 499 |
| Annual Fee Spending Waiver | INR 2 lakh |
| Renewal Offer | If a member spends INR 2,00,000 in a single year, no annual fee will be levied. |
| Cash Back | This card offers 5% cashback on bill payments made using Google Pay, and the greatest part is that there is no upper or lower limit. |
Also Read: Airtel Axis bank credit card
Flipkart Axis Bank Credit Card
| Annual Fee | INR 500 |
| Annual Fee Spending Waiver | INR 2 lakh |
| Renewal Offer | If a member spends INR 2,00,000 in a single year, no annual fee will be levied. |
| Cash Back | There is a 5% cashback on bill payments such as electricity, gas, DTH, mobile recharge, and so on. |
Also Read: Kreditbee Instant Credit Card
Axis Bank Neo Credit Card
| Annual Fee | INR 250 |
| Annual Fee Spending Waiver | Rs. 2 lakh |
| Extra Welcome Benefit | • INR 250 in Amazon gift cards • 3 months of Zomato Pro membership • INR 250 in Grofers gift cards • 6 months of 1mg subscription |
| Cash Back | Zomato is offering 40% off, with a maximum savings of INR 120 per order (Minimum order of INR 200).Cashback of 5% on utility bill payments made using Paytm, up to INR 150 each month. Grofers and Myntra are offering a 10% discount of up to INR 1000. (250, valid once per month).BookMyShow offers 10% off movie tickets with a maximum monthly benefit of INR 100. |
Axis Bank My Wings Credit Card
| Joining Fee | INR 1,200 + 18% GST |
| Annual Fee | The first year is free, while the second year is INR 500 + GST. |
| Annual Fee Spending Waiver | 2 lakh 40 thousand rupees |
| Cash Back | 2 base rate flight tickets are included as a bonus.INR 200 maximum yearly benefits per cardholder on ticket purchase on www.irctc.com up to 20% discount on bare fare domestic flight hotel and vacation coupons worth INR 10,000 |
Axis Bank Select Credit Card
| Annual Fee | INR 3000 |
| Annual Fee Spending Waiver | INR 6 lakh |
| Extra Welcome Benefit | 2,000 INR Amazon gift card |
| Cash Back | Once a month, BigBasket offers 20% off up to INR 500 on a minimum purchase of INR 2000. Swiggy is offering a 40% discount of up to INR 200. On BookMyShow, buy one ticket and receive up to INR 300 off another (one will have to buy two tickets at the same time, once a month). Spend INR 3 lakhs and get 5000 EDGE points. On an expenditure of INR 200, you will receive 10 EDGE points. When you spend INR 200 on retail, you get 2X EDGE points. |
Also Read: 5 best credit card with lounge access in India
Axis Bank Credit Card is the best card if you want to earn cash back and spend less.
The Axis Bank Credit Card is a great investment if you want to save money on your everyday purchases. It offers a number of benefits that not only will help you save money, but also give you a reward on every purchase.
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