Apply For Uni 1/3rd Card- Lifetime Free Credit Card

Uni Pay 1/3 card is one of the best EMI cards. Pay your monthly expenses through 3 EMI & get 1% rewards after paying the full payment.

Apply for a Uni 1/3rd card with lifetime free access.

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Uni 1/3 Card Quick Recap

Basic Components	Card Details
Credit Limit	Up to 5 Lakh
Age Criteria	18 years or above
Joining Fees	Zero
Annual Charges	Zero
Approval Process	Online
Rewards Points	1% after full payment
Interest-Free	Up to 90 days
Eligible	Self Employed/ Salaried/ Student/ Housewife

Also Read: Bajaj Finserv EMI Card

What is Uni Card?

Uni has launched India’s First 1/3 Pay Card supported by a payment processor VISA Platinum. For those who suffer difficulties with payment in full, it is very useful. You may pay the sum in three payments on 1/3 Uni credit card, with no additional fee.

Benefits of Uni 1/3rd Credit Card

Uni card comes with some extra benefits. They are:

Zero Joining Fees: Uni card does not take any joining fees. Get this card without any charges. It is fully free of cost.

Convert to EMI: Convert your total expenses into 3 EMI. Don’t need to pay any interest for this EMI. Also, Uni 1/3 credit card increasing longer EMI tenure that is 6, 9, 12, 18+ months.

Rewards Points: Uni card offers 1% rewards points if you pay full payment within 30 days.

No Annual Charges: Don’t need to pay any annual fees. Uni 1/3 credit card is free of cost.

Instant Approval: Get instant approval. Does not take 2-3 days to get the approval message. Uni card is the quick approval process.

Zero Interest Fees: Uni 1/3 card offering 3 months pay later EMI facility with no interest fees. You don’t need to pay any interest within 3 months.

Pay via QR Code: Payment will be done within a minute. Uni 1/3 credit card provides a QR code to pay your expenses. Also, you can pay through UPI transactions.

Good Customer Support: Uni card provides good customer support through WhatsApp and Email. You can contact customer care through Whatsapp number or mail id. They solve your queries as quickly as possible.

Card Lock Facility: If you lost the Uni card, you can lock this card with one click. Easily control your card from the Uni Card app.

Also Read: Kreditbee Credit Card

Uni Card Fees & Charges

Joining Fees	Zero
Annual Charges	Zero
Interest Charges	90 days Free
Late Payment Fees	Applicable (Details Not Mention)

Uni 1/3 Card Eligibility

Must be a resident of India
At least 18 years of age required
Aadhaar linked mobile OTP

Users in the following cities are now provided the Uni Pay 1/3 card:

Ahmedabad, Bangalore, Chennai, Kolkata, Hyderabad, Pune, Delhi NCR, Lucknow, Vijayawada, Mumbai, Indore, Jaipur, Kanpur, Surat, Vadodara, Guntur, Ambala, Chandigarh, Karnal, and Patiala