Apply For Uni 1/3rd Card- Lifetime Free Credit Card

Uni Pay 1/3 card is one of the best EMI cards. Pay your monthly expenses through 3 EMI & get 1% rewards after pay the full payment.

Apply for Uni 1/3rd card with lifetime free access.

Uni 1/3 Card Quick Recap

Basic Components Card Details
Credit LimitUp to 5 Lakh
Age Criteria18 years or above
Joining FeesZero
Annual ChargesZero
Approval ProcessOnline
Rewards Points1% after full payment
Interest-FreeUp to 90 days
EligibleSelf Employed/ Salaried/ Student/ Housewife

What is Uni Card?

Uni has launched India’s First 1/3 Pay Card supported by a payment processor VISA Platinum. For those who suffer difficulties of payment in full, it is very useful. You may pay the sum in three payments on 1/3 Uni credit card, with no additional fee.

Benefits of Uni 1/3rd Credit Card

Uni card comes with some extra benefits. They are:

Zero Joining Fees: Uni card does not take any joining fees. Get this card without any charges. It is fully free of cost.

Convert to EMI: Convert your total expenses into 3 EMI. Don’t need to pay any interest for this EMI. Also, Uni 1/3 credit card increasing longer EMI tenure that is 6, 9, 12, 18+ months.

Rewards Points: Uni card offering 1% rewards points if you pay full payment within 30 days.

No Annual Charges: Don’t need to pay any annual fees. Uni 1/3 credit card is free of cost.

Instant Approval: Get instant approval. Does not take 2-3 days to get the approval message. Uni card is the quick approval process.

Zero Interest Fees: Uni 1/3 card offering 3 months pay later EMI facility with no interest fees. You don’t need to pay any interest within 3 months.

Pay via QR Code: Payment will be done within a minute. Uni 1/3 credit card provides a QR code to pay your expenses. Also, you can pay through UPI transactions.

Good Customer Support: Uni card provides good customer support through WhatsApp and Email. You can contact customer care through Whatsapp number or mail id. They solve your queries as quickly as possible.

Card Lock Facility: If you lost the Uni card, you can lock this card with one click. Easily control your card from the Uni Card app.

Also Read: Kreditbee Credit Card

Uni Card Fees & Charges

Joining FeesZero
Annual ChargesZero
Interest Charges90 days Free
Late Payment FeesApplicable (Details Not Mention)

Uni 1/3 Card Eligibility

  • Must be a resident of India
  • At least 18 years of age required
  • Aadhaar linked mobile OTP

Users in the following cities are now provided the Uni Pay 1/3 card:

Ahmedabad, Bangalore, Chennai, Kolkata, Hyderabad, Pune, Delhi NCR, Lucknow, Vijayawada, Mumbai, Indore, Jaipur, Kanpur, Surat, Vadodara, Guntur, Ambala, Chandigarh, Karnal, and Patiala

Documents Required for Uni 1/3 Card

  1. Aadhaar Card
  2. Pan Card

Uni 1/3 Card Credit Limit

Uni card is a fully digital process & offering a higher credit limit.

Credit LimitFrom Rs. 30,000 to 5 lakh
Repayment Tenure3 months EMI

Uses of Uni Credit Card

Use Uni 1/3 card on different categories:

  • Personal Expenses
  • Repayment Loan
  • Pay Monthly Expenses
  • Online Shopping
  • Medical Expenses
  • Education Expenses
  • Others Expenses
Also Read: Dhani One Freedom Card

How to Apply For Uni 1/3rd Card

Follow the step-by-step process to apply for Uni 1/3 card.

Step 1 Install Uni card from Play Store & open Uni card app.

Step 2 After open the Uni card app; you will see the “Eligibility Check” button. Click on it.

Step 3 Now enter Pan Card number & Name as written on Pan Card.

Step 4 Enter your Email address & resident pin code.

Step 5 Select your Gender & click on the continue button.

Step 6 Choose your employment status and click on check eligibility.

Step 7 After check your eligibility, you will get the credit limit. Now spent your credit limit & pay this amount.

Also Read: Student Credit Card

Uni 1/3 Card Customer Care

If you have any queries regarding Uni Card, contact customer care.

  • Contact Number: 08068216821

Contact customer care through your registered Uni card email id.

Also Read: LIC Credit Card

FAQs of Uni 1/3 Card

Is Uni Card gives a loan?

No, the Uni card does not provide any loan. Only you can use your eligibility credit line.

Can I pay expenses amount more than 3 months?

Now Uni card only offering 3 months EMI system. But later they will come with longer EMI tenure that is 6, 9, 12, 18+ months.

Is Uni Card charging Annual fees?

No, the Uni card not charging any annual fees. Also, you don’t need to pay joining charges. It is free of cost.

How much credit line is the Uni Card offer?

Uni Card offering from Rs. 30,000 to 5 lakh credit line. If you have a good loan repayment track, you can higher credit limit.

How do I contact Uni Card customer care?

You can contact Uni card customer care through the Uni card app or Email id is [email protected].

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