Amazon Pay Later: Instant Loan Up to 60,000

Amazon Pay Later offers up to Rs. 60,000 instant loans. Hassle-free instant pay later loan with easy EMI. It’s taking 2 minutes to activate. Also, don’t require any credit card for this instant loan. Activate pay later loan with minimum documents.

Amazon Pay Later Quick Recap

Interest rate	No Interest Rate for 30 days
Loan Amount	Up to Rs. 60,000/-
Approval Process	Online
Loan Tenure	From 30 days to 12 months
Eligibility Age	Should be 23 years or above
Processing Fees	NIL
Who Can Apply	Self-Employed/ Salaried Person/ Student/HouseWife

Also Read: 5 Best Apps in India

What is Amazon Pay Later?

Amazon Pay Later is a simple way to find quick credit for EMI purchases on Amazon through a digital process. Amazon partners with IDFC First Bank for Amazon Pay Later. Just step up your Amazon account and get instant approval for up to a 60,000 personal loan.

You can pay this loan amount within 30 days or convert it to EMI from 3 to 12 months.

Amazon Pay Later Benefits & Features

Hassle-free Loan: Amazon pay later is a hassle-free personal loan. You can apply for this loan from home. It’s taking around 2 to 10 minutes to activate.

Minimum Documents: Pay later loan available with fewer documents. You just need Aadhaar Card & Pan Card for Amazon Pay Later instant loan.

Zero Interest Charges: You don’t need to pay any interest rate for up to 30 days. If the loan amount is covert to EMI, you need to pay a minimum interest rate.

No Processing Fees: Others bank charges a 2%-3% processing charge for a personal loan. But Amazon pay later loan available with Zero processing fees. You are not required to pay anything.

Easy EMI: Convert your approved loan amount to easy EMI from 3 to 12 months.

Quick Process: Don’t wait for 24 hours to get this instant loan. Just needs up to 10 minutes to get this instant loan.

Also Read: Flipkart Pay Later 

Amazon Pay Later Loan Interest Rate, Fees & Charges

Interest rate	Zero Interest-free up to 30 days (No Cost EMI option available)
Processing fee	Nil
Late Payment Fee	Up to Rs. 200
Minimum Loan Tenure	30 days
Maximum Loan Tenure	12 months

Amazon Pay Later Eligibility

• The applicant must be at least 23 years old.
• Good credit history required
• Minimum 650 cibil scores needed.
• You must be linked with your Aadhaar Card & mobile no.

Also Read: Mobikwik Zip Pay Later

Documents Required for Amazon Pay Instant Loan

To apply for an Instant Amazon Pay loan, you need the following documents:

1. Pan Card
2. Aadhaar Card
3. Bank Account
4. Personal Mobile No with Aadhaar OTP

Amazon Pay Loan Amount

Amazon pay later provides up to Rs. 60,000 personal loans. Maintain good credit history & cibil score to get a higher loan amount.

Uses of Pay Later Loan Amount

Also Know: Paytm Business Loan up to 5L

How to Apply for Amazon Pay Later Loan

Follow the basic steps to apply for Amazon Pay instant loan:

Step 1 Install the Amazon app from the play store. 

Step 2 Open the app & type Amazon pay later on the search bar. 

Step 3 Now you will come to Amazon Pay later sign-up page. 

Step 4 Enter Pan Card No, Name & Date of birth details.

Step 5 Amazon will check your profile & check credit history.

Step 6 You will get Amazon the pay later loan amount. 

Step 7 Now set auto debit repayment features to pay your EMI. Select bank & click on proceed. 

Step 8 Select debit card or net banking for auto-debit. 

Step 9 Enter the account number & click on the continue button. 

Step 10 After filling up all the banking details tick on the box and click on submit button. 

Now, you can pay the amount for buying products through Amazon Pay Later. 

Also Read: Freecharge Pay Later

Amazon Pay Later Customer Care 

You can contact Amazon Pay Later if you have any questions.

Amazon customer care: Customer Care

Capital Float Customer Service:

o Contact details: [email protected]

o Phone No: 080-68075001

• IDFC FIRST Bank Customer Service No: 1800 419 4332

FAQs of Amazon Pay Later