5 Best Trusted Loan Apps in India (Up To 5 Lac)

In Google Play Store, you will get 1000 apps loan apps. But everyone needs to be a trusted app. Getloanoffer comes with the 5 best-trusted loan apps in India which gives you an instant loan within 30 minutes.

Check out the higher loan amount, interest rate, features & more.

The 5 Best Trusted Loan Apps in India

1. Navi

Navi offers unsecured loans of up to INR 5 Lakh without the need for any paperwork. Submit your essential KYC documents, and the money will go directly into your account.

Navi is a 100% digital loan process. You will get the loan within 30 minutes. Just fulfill the essential eligibility criteria to apply for Navi instant loan.


  • Fully digital loan application
  • You can get up to 5 lakh loan
  • Flexible repayment tenure
  • Minimum documents required
Interest rate12-30% per annum on reducing the balance
Loan AmountFrom Rs. 10,000 to 5 lakh
Credit ScoreMinimum 650 or above
Approval ProcessOnline
Loan TenureFrom 3 to 60 months
Eligibility Age18 to 65 years
Processing Fees2.5% of Loan Amount + GST Charge
Who Can ApplySelf-Employed/ Salaried Person/ Student
Also Read: Top 5 Business Loan Apps in India

2. Money View

Money View offers instant personal loans with loan amounts as high as Rs. 5 lakhs for repayment periods as long as 5 years, with interest rates starting at 1.33% per month.

In less than two minutes, borrowers can find out whether they qualify for a personal loan, and if they do, they’ll have access to the money they borrowed within 24 hours. Everything comes with a digital process.


  • Fast loan process
  • Just Aadhaar Card, Pan Card & Bank Statement required
  • Get up to 5 lakh loan
  • Repayment tenure up to 5 years
Loan amountRs. 5,000 – Rs 5 lakh
Loan tenure6 months- 5 years
Interest rate1.33% per month
Processing fee2% – 5% of the loan amount
Age Required21 – 57 years 
Cibil Score RequiredYes
Eligible ForSalaried / Self-Employed / Student 

3. SimplyCash

You may get a personal loan quickly with the help of SimplyCash, which is a digital personal loan service provided by Hero FinCorp.

You can borrow up to 1.5 lakh with a quick personal loan that has a low-interest rate. The interest rate starts at 25% per annum.


  • Get a higher amount loan up to 1.5 lakh
  • Fast & quick loan approval
  • The digital loan application process
  • Flexible EMI facility
Interest rate2.08% per month or 25% p.a.
Loan AmountFrom 50,000 to  1.5 lakh
Credit ScoreMinimum 650 or above
Loan TenureFrom 6 months to 24 months
Eligibility Age21 to 58 years
Income RequiredRs. 15000/- Per month
Processing Fees2.5% + GST
Eligible ForSelf-Employed/ Salaried Person
Also Read: Paysense Personal Loan 

4. Faircent

You can submit an application for a Fairecnt Pocket Loan if you are in a hurry and need cash quickly. Personal loans from home are available through Faircent for amounts up to Rs. 60,000. You will get the loan within 30 minutes

Interest rate starts from 36.48% per annum with flexible loan tenure.


  • Instant loan approval
  • Minimum documents required
  • Loan approval within 30 minutes
  • Affordable EMI facility
Interest rate36.48%  per annum
Loan AmountUP to Rs. 60,000
Credit ScoreMinimum 650 or above
Loan TenureFrom 3 months to 6 months
Eligibility Age21 years to 58 years
Income RequiredRs. 18,000/- Per month
Registration FeesZero
Eligible ForSelf-Employed / Salaried Person

5. Kissht

Onemi Technology Private Limited is the company behind the mobile app Kishht, which provides fast credit loans. Quick personal loans are available from 5,000 to 1 lakh from Kisht, with loan repayment terms ranging from 3 months to 24 months.


  • Available up to 1 lakh loan
  • 100% digital process
  • Get the loan approval within 30 minutes
  • Flexible repayment tenure of up to 24 months
Interest rate14%  to 28% per annum
Loan AmountFrom 5,000 to  1 lakh  
Approval ProcessOnline
Income RequiredRs.15,000 per month
Loan Tenure3 months to 24 months
Eligibility Age21 years or above
Processing FeesRs. 199 + GST
Eligible ForSalaried Person / Self Employed

Eligibility Requirement

  • Good CIBIL Score required (700+)
  • Maintain the average balance on the account to get the higher loan amount
  • Applicant should be Indian Citizenship
  • Aadhaar Card linked mobile number for KYC purposes
  • The required age is 21 years or above  
Also Read: Best Personal Loan for Salaried Employees

Bottom Line

The 5 loan application is fully trusted & secure. You can apply for an instant loan through these apps. These all are RBI-registered NBFC companies. Within 24 hours, you will get the loan to your account.

If you need urgent cash, you can apply for loan through 5 trusted apps. But you should check the eligibility criteria before applying.