5 Best Credit Cards with Lounge Access in India

Are you a traveler?

If your answer is yes, you came to the right place. Lounge Access is the most interesting part when your flight is delayed for 1 hour or more.

You can take luxury access and some extra benefits without paying money. Most credit cards offer unlimited free lounge access facilities.

We are going to cover 5 Best Credit Cards with Lounge Access in India.

Let’s start…

The 5 Best Credit Cards with Lounge Access

Credit CardAnnual FeeDomestic Lounge AccessInternational Lounge Access
Yatra SBI Credit CardRs. 4992 Free (Every Quarter)NIL
Axis Bank Magnus Credit CardRs. 10,000Unlimited8 every year
HDFC Bank Infinia Credit CardRs. 10,000UnlimitedUnlimited
Axis Bank SELECT Credit CardRs. 3,0002 Free (Every Quarter)6 every year
ICICI Coral Credit CardRs 5004 per yearNIL

1. Yatra SBI Credit Card

To ensure a relaxing and affordable trip, Yatra SBI Card provides a variety of travel benefits. Additionally, it offers free fuel charges, welcome gifts, and reward points. To learn more about this credit card, keep reading.

The first year’s charge (joining fee) for the Yatra SBI Credit Card is Rs. 499 plus taxes.

Annual Fee

Rs. 499 (reversed on yearly spending of Rs. 1 Lakh or above)

Lounge Access

Every quarter, you’ll get 2 free airport lounge access at domestic airports.

Welcome Benefits

  • 2 tickets for domestic travel, each worth Rs. 500.
  • 2 coupons for overseas travel totaling Rs. 1,000 each.
  • Rs.750 coupons for hotel reservations.
  • Rs.1,500 coupons for a domestic vacation package.
  • Rs.3,000 international vacation package coupon.

Travel Benefits

  • On domestic flight bookings of Rs. 5,000 or more, get an Rs. 1,000 discount.
  • Yatra.com gives you coupons worth Rs. 8,250 as soon as you sign up.
  • Bookings for international flights total at least Rs. 40,000 will get a discount of Rs. 4,000.
  • 20% discount on domestic hotels with an Rs. 3,000 minimum transaction amount. You are only eligible for a maximum discount of Rs. 2,000 on this benefit.
Also Read: 5 Best Super Premium Credit Cards in India

2. Axis Bank Magnus Credit Card

With these modifications, the Axis Magnus Credit Card has gained the title of the greatest ultra-premium credit card in India, if not the entire world.

There aren’t many premium credit cards that can compare to this one, so it’s a wonderful choice for those who want to keep spending. In any case, travelers and hotel loyalty program members can use their rewards to further use.

Annual Fee

An annual fee of Rs.10,000 plus taxes is charged ( waived off if you spend Rs.15 lakh in a preceding year using the Magnus Credit Card).

Lounge Access

  • Using your Priority Pass Card, you may access up to eight foreign lounges without paying anything.
  • Benefit from unlimited access to Indian domestic lounges.

Welcome Benefits

Joining reward of a domestic flight worth 10,000 or a 10,000 Tata Cliq gift card.

Travel Benefits

  • Every INR 200 spent on travel with Travel Edge earns 5x reward points (a 6% reward rate). a 10,000-point maximum every month.
  • Priority Pass provides unlimited access to international lounges for the primary cardholder.
  • Axis Magnus may be able to provide you with 8 Singapore Airlines business class tickets to Singapore. Singapore Airlines’ business class ticket to Singapore begins at 43000 miles.
  • Every 200 rupees spent earns 12 reward points.

3. HDFC Bank Infinia Credit Card

HDFC Bank’s Infinia credit card is a convenient and secure alternative to carrying around a large amount of money. The card has no annual fee and gives you access to unlimited offers, rewards, and benefits in a wide number of areas.

You can contact their worldwide premium service and find out the lounge’s availability, or choose from among their various airport lounge options.

Annual Fee

Rs. 12,500 rupees plus relevant taxes (Get renewal fee waived by spending Rs. 10 lakh in the previous year).

Lounge Access

  • For primary and additional Infinia cards, unlimited domestic lounge access is available for an unlimited period of time with a Priority Pass membership.
  • The primary cardholder and any add-on cardholders get unlimited free access to international lounges all around the world.

Welcome Benefits

12,500 reward points as a welcome incentive, plus one year of free Club Marriott membership.

Travel Benefits

  • Complimentary Club Marriott membership for one year, complimentary 2-plus-one-night stays at a number of top ITC hotels, and complimentary Priority Pass membership with unlimited free access to airport lounges and the Infinia Credit Card Lounge Access Program.
  • You’ll get access to one of the bank’s top rewards programs with this card.
  • Receive 5 reward points without any restrictions for each Rs. 150 you spend using the card.
  • Earn up to ten times as many reward points on Smartbuy for travel and shopping.
  • Get 2X reward points for every Rs. 150 spent on dining and flight reservations made on the infinia website and through the Air Vistara website.
  • Convert your reward points to Air Miles to get the most out of them. Leading local and foreign airlines to accept these miles in return for travel-related goods and services.
  • The designated next of relatives will get insurance compensation of Rs. 3 crores in the case of a serious flying accident.
  • While traveling overseas, the principal cardholder will also be protected by medical insurance worth Rs. 50 lakh.
  • On all fuel transactions, the convenience charge of 1% is waived. The minimum transaction amount is Rs. 400, and the highest waiver amount provided each statement cycle is Rs.1000
  • The interest-free term on this HDFC Bank credit card is up to 50 days.

4. Axis Bank Select Credit Card

If you’re looking for a premium credit card with a wide range of benefits across travel, retail, and other areas of interest, consider applying for an Axis Bank SELECT Credit Card. This card is more valuable than it seems since it comes with a free Amazon e-voucher and access to exclusive online savings on food and grocery items.

People who value a variety of features and advantages on their credit card quickly discovered that this one has it all: exclusive shopping vouchers, free lounge visits, and no annual or membership charge.

Annual Fee

Rs. 3,000 plus taxes (Renewal fee waived off on spending Rs. 6 lakh in a year)

Lounge Access

  • A calendar year includes six free lounge visits.
  • If you spend more than Rs 3 lakhs in the previous year, your priority pass membership will be renewed with the same benefits.

Welcome Benefits

Rs 2000 Amazon Gift Voucher when you make your first purchase within 90 days.

Travel Benefits

  • Cardholders may earn a minimum 15% discount at partner restaurants around the nation by using the Axis Bank Dining Delights.
  • A personal flight accident protection of Rs. 2.5 crore is included in the comprehensive insurance cover.
  • Every year, you get eight free domestic lounge visits (max 2 per quarter).
  • Priority Pass membership enables you to have 6 free international lounge access per year.
  • Insurance coverage of up to USD 500 for loss of travel papers and delay/loss of check-in luggage.
  • When you purchase Rs.2,000 on BigBasket, you will get a 20% discount up to Rs.500 per month.
  • Swiggy is offering an Rs.200 discount.
  • When you purchase a ticket on BookMyShow, you may save up to Rs.300 on your second ticket.
Also Read: 5 Best Travel Credit Card

5. ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card offers annual rewards of up to 10,000 points. Moreover, you get free gifts like lounge access at the airport and on trains, as well as discounts on movie tickets. There are over 2500 restaurants in India where you can save at least 15%.

You can get up to 10,000 annual bonus Reward Points with the Coral credit card by participating in the milestone rewards program.

In addition to these advantages, cardholders can enjoy the benefits of significant savings when purchasing tickets to movies through Inox and BookMyShow. The card caters to your needs as a frequent traveler by giving you free quarterly access to lounges at domestic airports and railway stations.

Annual Fee

Rs 500 plus taxes (Users get a splurge waiver in case the yearly expenditure is more than 1,50,000 in the preceding year)

Welcome Benefits


Travel Benefits

  • Every quarter, you enjoy free access to the airport and train lounges.
  • 1 free domestic lounge visit every quarter with a minimum purchase of Rs 5000 in the previous calendar quarter.
  • All HPCL petrol stations in India provide a 1% fuel fee waiver. This promotion is good for transactions up to Rs 4,000/-.
  • Under the ICICI Bank Milestone Rewards program, transactions worth Rs.2 lakh get 2,000 points. Following this threshold, 1,000 points will be awarded for transactions exceeding Rs.1 lakh within an anniversary year.

Comparison of Credit Cards with Lounge Access in India

Credit CardAnnual FeeDomestic Lounge AccessInternational Lounge Access
American Express Platinum Credit CardRs. 60,000UnlimitedUnlimited
HDFC Bank Infinia Credit CardRs. 10,000UnlimitedUnlimited
Citi Prestige Credit CardRs. 20,000UnlimitedUnlimited
InterMiles HDFC Bank Diners Club Credit CardRs. 5,000UnlimitedUnlimited
ICICI Bank Emeralde Credit CardRs. 12,000UnlimitedUnlimited
HDFC Bank Diners Club Black Credit CardRs. 10,000UnlimitedUnlimited
Axis Bank Magnus Credit CardRs. 10,000Unlimited8 every year
BoB Eterna Credit CardRs. 2,499UnlimitedNIL
Axis Bank MY ZONE Credit CardRs. 5004 per yearNIL
HDFC Bank Millennia Credit CardRs. 1,0008 per yearNIL
ICICI Coral Credit CardRs 5004 per yearNIL
SBI Cashback Credit CardRs. 9994 per yearNIL
AU Small Finance Bank Altura Credit CardRs. 1998 per yearNIL
Flipkart Axis Bank Credit CardRs. 5004 per yearNIL
American Express Platinum Travel Credit CardRs. 5,0004 per yearNIL
YES First Preferred credit cardRs. 2,0008 per year4 per year
Axis Bank ACE Credit CardRs. 4994 per yearNIL
HDFC Bank Regalia credit cardRs. 2,50012 per year6 per year
ICICI Bank Rubyx Credit CardRs. 2,0004 per yearNIL
AU Small Finance LIT Credit CardNil16 per yearNIL
IDFC First SELECT Credit CardNil16 per yearNIL
Bank of Baroda Premier Credit CardNil4 per yearNIL
Also Read: Best Axis Bank Credit Cards

Here are a few credit cards that offer airport lounge access. Some credit cards have the feature by default, while others need the credit cardholder to apply for specific lounge access membership programs.

After reading the post, you can easily compare airport lounge access credit cards in India and tell us now which card you want to use.


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