5 Best Credit Cards to Travel Internationally

International travel can be more expensive if you are not using Credit Card. Credit Card gives more rewards, points, cash backs & unlimited lounge access.

Avoid extra fees during International vacations using credit cards, especially for foreign tours.  

Pick the one above 5 Best Credit Cards to Travel Internationally.

Best Credit Cards to Travel Internationally

You’ll get a better idea of how each of our top credit cards for foreign travel stands up by looking through the following information.

1. Chase Sapphire Preferred Card

The Chase Sapphire Preferred® Card is about as ideal as when shopping for a travel credit card. The card’s annual fee is just $95, but it offers attractive rewards and other benefits, making it a strong rival in a market saturated with cards that cost hundreds of dollars more each year to possess.

You may use it by itself as a beginner or low-cost travel card, or you can combine it with another Chase card to get the most out of your spending.

Basic Components Card Details
Points60,000 bonus points
Annual Charges$95
APR19.24% – 26.24%
Credit Score750 – 850
Balance Transfer Fee$5 or 5% of each transfer’s amount
Foreign Transfer FeeNone

Other Benefits

Spend $4,000 on purchases during the first three months after account creation and get 60,000 bonus points. When redeemed via Chase Ultimate Rewards®, it comes to $700.

Among the rewards you’ll get is a $50 yearly Ultimate Rewards hotel credit, 5x points on travel booked via Chase Ultimate Rewards®, 3x points on dining, and 2x points on everything else.

Through Chase Ultimate Rewards®, you can maximize the value of your points by 25% when you spend them on travel-related expenses including flight, lodging, transportation, and tourism. 60k points, for instance, may be redeemed for $750 in travel expenses.

When you use Pay Yourself BackSM to get a statement credit for past purchases in certain, recurring categories, your points are worth 25% more than they normally would be during the promotion period.

You may depend on many types of insurance in case anything goes wrong on your trip.

If you activate DashPass before December 31, 2024, you’ll get a free membership, which will provide you access to free delivery for a year and reduced service costs for at least another year.

Also Read: Best Axis Bank Credit Cards 

2. Capital One Savor Credit Card

When you use your Capital One Savor Cash Rewards Credit Card, you can earn 4% cash back on eating expenses. Capital One defines “dining” as establishments like restaurants, cafés, bars, lounges, fast food chains, and bakeries, thus this is one of the best rewards rates available for eating out.

Additional privileges include priority seating and advanced reservation times via OpenTable. In addition, there are no additional charges for making purchases in a foreign currency with this card.

Basic Components Card Details
PointsSpend $3,000 in the first three months to get a $300 bonus.
Annual Charges$95
APR17.49% – 25.49%
Credit Score720 – 850
Balance Transfer Fee3% of each transfer’s amount
Foreign Transfer FeeNone

Other Benefits

Get 4% cash back on all your fun spending, forever.

Until January 2023, you can get 8% back on all ticket purchases made through Vivid Seats.

Unlike other cards, where the minimum reward redemption is $25, this one doesn’t impose such a limit.

Spend $3,000 on purchases within the first three months of establishing your account, and we’ll give you a one-time cash bonus of $300.

You can earn 3% cash back on all your eating out, entertainment, and streaming purchases, plus 1% back on groceries (excluding superstores like Walmart® and Target®), and 1% back on anything else you buy.

Through Capital One Travel, cardholders may earn limitless 5% cash back on hotels and rental vehicles, in addition to receiving the lowest possible pricing on hundreds of other travel choices offered by Capital One. There are limitations.

Get % cash back on Vivid Seat purchases made with your Capital One Entertainment credit card.

There is no need to switch categories or sign up for anything in order to get cash back, and the incentives you earn will be valid for the duration of your account.

The fee of 3% of the amount transferred during the first 15 months; introductory APR of 0% for 15 months on purchases and balance transfers; variable APR of 16.49% to 26.49% after that.

Also Read: 5 Advantage of Credit Cards

3. American Express Gold Card

Many tourists will find that the American Express® Gold Card is a worthwhile investment. To earn Membership Rewards points at a rate of 4 points per dollar at restaurants and U.S. supermarkets* is among the highest in the business.

There is a lot of flexibility in how and when you may redeem your Membership Rewards. The meals and Uber discounts help make up for the $250 yearly annual card charge.

Basic Components Card Details
Points4,000 Membership Rewards Bonus Points
Annual Charges$250
APR18.24% – 25.24%
Credit Score720 – 850
Balance Transfer FeeNIL
Foreign Transfer FeeNone

Other Benefits

Spend $4,000 on purchases with your new Card during the first 6 months of Card Membership and get 60,000 Membership Rewards® points credited to your account.

Get 4 times the Membership Rewards® points at U.S. restaurants (including takeout and delivery) and four times the points at U.S. supermarkets (on purchases up to $25,000 per calendar year, after which point earnings are reduced to one time).

Fly directly with the airline or via amextravel.com and earn triple Membership Rewards® points.

You may earn up to $120 a year in Uber Cash when you link your Gold Card to your Uber account and use it for Uber Eats purchases or Uber rides inside the United States.

Changes to the $120 Dining Credit: Use your American Express® Gold Card to spend at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and certain Shake Shack locations and get a statement credit of up to $10 each month. There will be a need for enrollment.

Pick a color that complements your own taste. A choice of gold or rose gold.

4. Discover it Secured Credit Card

If you don’t have a credit history or have low credit, the Discover it® Secured Credit Card is the best companion you could desire for. It’s a secured credit card that, in every aspect, outperforms what consumers with poor credit would hope for.

Different from its competitors, this card provides an estimated date by which you may be upgraded to a standard card and your investment refunded. Discover will begin evaluating your account for an upgrade beginning after the seventh month has passed. Furthermore, the annual charge is $0 and there are incentives (something uncommon among secured credit cards). If you upgrade to a standard credit card or end the account in good standing, you’ll receive your security deposit refunded, which must be at least $200.

Also Read: 5 Credit Cards tips you should know 
Basic Components Card Details
PointsGet 2% back on up to $1,000 quarterly in purchases at gas stations and restaurants. You’ll get 1% back on anything else you buy.
Annual Charges$0
Security DepositMinimum $200
APR10.99% – 25.24%
Credit Score300 – 630
Balance Transfer Fee3% initial balance transfer charge, 5% thereafter
Foreign Transfer FeeNone

Other Benefits

It is not necessary to have a high credit rating to apply.

With careful usage, you can increase your credit and avoid paying an annual fee.

Put down a refundable security deposit of at least $200 to open up your credit line. That’s right, you can get a $200 credit line with a $200 deposit. Another option is to put down $500 in exchange for a $500 credit line. A security deposit equivalent to your credit limit must be supplied at the time of application.

After the first seven months, your account will be reviewed automatically to see whether you qualify for an unsecured line of credit and the return on your initial investment.

Gas stations and restaurants both offer 2% cash back on purchases of up to $1,000 every quarter. In addition, you will automatically get 1% cash back on any other transactions, with no limits.

Using Discover, you may have your information gleaned from a number of popular people-search resources. Make use of it at no cost by downloading an activation app on your mobile device.

5. United Quest Card

The United Quest credit card is a premium airline card that beats its competitors in almost every way. Anyone interested in collecting United MileagePlus miles should be tempted by the sign-up bonus, and the card’s other benefits, such as the $125 annual United purchase credit, up to 10,000 annual miles in award flight credits, and the chance to earn up to 3,000 Premier Qualifying Points, should encourage them to keep using it.

Also Read: 5 best credit cards in India
Basic Components Card Details
PointsGet 70,00 bonus miles
Annual Charges$250
APR18.74% – 25.74%
Credit Score750 – 850
Balance Transfer FeePer transfer equal to $5 or 5% of the total amount
Foreign Transfer FeeNone

Other Benefits

If you spend $4,000 in the first three months after opening your account, you will get 70,000 extra miles.

You may collect triple the miles on flights booked via United®, double the miles on meals and some streaming services, and earn a single mile on all other transactions.

Make purchases with United® and get triple miles.

Get double miles for eating out and using some streaming services, as well as on all other trips.

Collect one mile for every dollar spent anywhere.

United® gives you a $125 annual credit and two 5,000-mile anniversary reward travel credits to use. Observe the stipulations.

DashPass, a subscription for DoorDash and Caviar, offers unlimited deliveries with zero delivery costs and reduced service fees on qualified orders, and it’s yours free for a whole year. After that, you’ll begin paying the then-current monthly DashPass fee.

Benefits of Using International Travels Card

  • Use of a credit card’s lounge privileges is free of charge.
  • You only charge a little premium above the original price to account for currency conversion.
  • Money back in the form of bonus points after a year of spending.
  • Death benefits in the event of an airplane disaster are covered.
  • You may use your points to purchase flight tickets.
  • Your hotel will likely ask for a credit card deposit.
Also Read: Slice Credit Card

Bottom Line

The best travel credit cards can simplify and reduce the cost of domestic and international travel, but it’s crucial that you fully research and comprehend any travel card you’re considering before applying.

If you plan on using your card for international travel, educate yourself about the benefits it provides.

FAQs on International Travel Credit Cards