5 Best Credit Cards In India (Earn Rewards)

Earn extra rewards points and save more money through Credit Card payments. Here are the top 5 best credit cards in India which give your extra benefits in the form of the rewards program and cashback points.

Choose the best Credit Card that fulfils your requirements.

Also Read: One Credit Card

1. SBI Simply Save Card


  • Earn 1 reward point for every Rs. 100 paid.
  • Earn 10x points when you shop at restaurants, movie theatres, grocery shops, and department stores.
  • Earn your points for any pending payments or have them redeemed against the rewards collection.
  • Revoke your 2.5 percent gasoline costs when you make a transaction of Rs. 500 to Rs. 3000.
  • Spend Rs. 2000 within 60 days of receiving the card will get you 2000 bonus points.


  • Get Rs. 100 back on your first Bank withdrawing cash within 30 days of getting your card.
Also Read: Kreditbee Credit Card

2. American Express MakeMyTrip Card


  • Purchases made via MakeMyTrip will result in a 5% discount.
  • Receive 2 points for every Rs. 100 spend using the card.
  • Whenever you spend Rs. 1.25 lakh in a year, you will receive a Rs. 2000 MakeMyTrip coupon. If you spend more than Rs. 2.5 lakh, the voucher value rises to Rs. 5000.


  • Receive a free additional card.
  • Divide your large payments into manageable EMIs.

3. Flipkart Axis Bank Credit Card

The Flipkart Axis bank credit card offers infinite cashback with some of the most popular apps, such as Uber, Swiggy, PVR, Curefit, Myntra, Tata Sky, and others. Anyone can use this card immediately when it is issued, and you’ll receive Rs. 2,500 in welcome bonuses to spend as you see fit. To put it another way, the Axis Bank Flipkart credit card comes with appealing benefits which you can use upright.


  • Rs. 2500 welcome bonus.
  • Unlimited cash back points.
  • Flipkart rewards points.


  • Attractive incentives offer.
  • Rewards through Flipkart.
Also Read: Yes Bank Finbooster Credit Card

4. SBI SimplyCLICK Credit Card

The SBI SimplyCLICK Card is one of the most popular credit cards on the market due to its simple application process and cheap yearly fee. The card gives 10X Loyalty Points on online transactions with certain partners like Amazon, BookMyShow, Cleartrip, Lenskart, Netmeds, UrbanClap, and others.


  • 10X Rewrd Points.
  • 1.25% Cash Back points.
  • 1,000 reward points on spend Rs. 10,000


  • EMI Option available.
  • Welcome gifts of Rs. 500.
  • Low annual cost.

5. Kotak Delight Platinum Credit Card


  • Retrieve 10% cash on all dining and movie related transactions.
  • Buying Rs. 1,25,000 or more in a six-month period will get you four PVR free movie tickets.
  • For bookings booked on irctc.com, a 1.8 percent fee is waived. All other gasoline stations in the nation are subject to a 2.5 percent tax.


  • Discounts offers on varies categories.
  • Discounts on travel booking.

FAQs of 5 Best Credits Cards in India

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